Travel alert

Before your trip, check the latest government advice for any travel alerts for your destination.

What’s covered by our travel insurance plans

Browse our travel insurance plans to find the level of cover you need for your upcoming trip - from basic cover through to comprehensive, multi-trip, domestic and international plans.

15% off travel insurance for nib Health members*

Compare travel insurance plans

Benefit

Comprehensive

Essentials

Annual Multi Trip

Australian Travel Plan

Cancellation and additional expenses plan

Cancellation or holiday deferment costs

Chosen limit1

Chosen limit1

Chosen limit1

Chosen limit1

Chosen limit1

Emergency travel arrangements and accommodation expenses

Unlimited

$15,000

Unlimited

$10,000

$2,000

Medical evacuation and repatriation

Unlimited

$500,000

Unlimited

$50,000

Not available

Overseas medical expenses

Unlimited2

Unlimited2

Unlimited2

Not available

Not available

Travel delay (after 6 hours)

$2,000

limit $250 per 24hrs

$1,000

limit $250 per 24hrs

$2,000

limit $250 per 24hrs

$500

limit $250 per 24hrs

Not available

Rental vehicle insurance excess

$5,0001

$2,0001

$5,0001

$5,0001

Not available

Luggage and personal effects

$12,000

$5,000

$12,000

$4,000

Not available

Personal Liability

$2,500,000

$1,000,000

$2,500,000

$300,000

Not available

Coronavirus travel costs

$10,000

Not available

$7,500

$2,500

Not available

View full benefit list

View full benefit list

View full benefit list

View full benefit list

View full benefit list

Sublimits apply, please read the Product Disclosure Statement.

1 This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.

² Medical expenses incurred in Australia are not covered.

This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement.

Browse by activity, destination or inclusions

Children sitting on a ski lift smiling

Snow sports cover option

Protect your snow trip and stay on track with the Snow sports cover option.


A woman and two children snorkelling in clear blue water with a cruise ship visible in the background

Cruise cover

Sail smoothly with cover that takes you across the seas.


Scenic road trip of Mt Cook or Aoraki over winding road with motorhome driving and Lake Pukaki on sunny day at Peters lookout, New Zealand

Road-tripping

Hit the open road without the roadblocks and travel well on your adventure.


Sports and activities

Cover for when you want more than just sightseeing on your holiday.


A woman walking while looking at her phone and holding a coffee

Cancellation costs

There are many reasons why trips get cancelled, even at the last minute.


A man and a woman smiling to each other while walking across a bridge

Luggage and personal effects

Find out what cover is available for your belongings.


A man and a woman wearing warm clothes walking along a beach

Existing medical conditions

Our plans offer automatic cover for more than 40 existing medical conditions, provided all criteria for the condition has been met.


A man and a woman walking on a hillside holding hands and smiling at each other

Travel insurance for New Zealand

Explore the breathtaking views with cover that takes you across the ditch.


A child sitting on an adults shoulders, they are walking along the beach and both are laughing

Travelling around Australia

Cover for an epic trip up the coast, the outback, or somewhere in between.


A family walking through a street in Bali

Travel insurance for Bali

While Bali seems like the ideal holiday destination for Aussies, your trip may not go to plan.


A cherry blossom in front of a mountain in Japan

Travel insurance for Japan

Whether you plan to stroll the streets of Kyoto, hit the slopes of Niseko, or explore the island of Okinawa, unexpected mishaps have a way of spoiling even the most well-laid plans.


A man and a woman arm in arm in front of red phone boxes in London

Travel insurance for the United Kingdom

When you buy travel insurance with nib, no matter where in Great Britain you roam, we may be able to help if travel mishaps wreak havoc with your UK holiday.


Two woman walking through a European street

Travel insurance for Europe

nib has travel insurance options for whatever you have planned on your Europe trip.


A woman sitting in a hammock on a beach

Travel insurance for overseas medical expenses

Find out what you’re covered for when it comes to overseas medical expenses and some other valuable information and tips.


Sunrise eruption at Volcan Fuego in Guatemala

Travel insurance and natural disasters

Cover your trip in case Mother Nature interrupts your travel plans.


A woman on a gondola in a canal in Venice

ETIAS requirements for Australians planning a European holiday

Everything you need to know about the European Travel Information and Authorisation System (ETIAS) travel permit.


A man and a woman walking through a European street with their suitcases being wheeled behind them

Annual Multi Trip Travel Insurance

Annual Multi Trip (AMT) travel insurance cover for you and your loved ones for all those exciting trips.


A gorge in outback Australia

Travel insurance for river cruising

Our travel insurance can cover you for both domestic and international river cruising.


Two men sitting in a villa looking at the ocean

Compare our international plans – Comprehensive vs Essential

With varying levels of coverage offered, consider nib travel insurance before your next holiday.


A woman in hiking boots and clothes standing on a rock overlooking a river in front of a mountain

Travel insurance for hiking

Lace up and explore the world on-foot with confidence.


Emergency assistance

Get around the clock emergency help when you need it most.


A woman lounging in a hammock in front of the ocean

Travel insurance for wellness retreats

When the unexpected happens consider travel insurance and enjoy the serenity of your wellness retreat.


A woman at an airport holding a phone while looking at the departures board

Credit card insurance vs travel insurance

Understanding the difference between credit card travel insurance and a standalone travel insurance policy can help you make the right choice and ensure you're properly covered before you head off on your next adventure.


A person scuba diving with a turtle

Travel insurance for scuba diving and water activities

From scuba diving the Great Barrier Reef to surfing in Bali, there's so many ways to explore on or under the water around the world. But before you dive in, learn how nib travel insurance could help.


A family smiling and laughing on a beach

Travel insurance for families

Travel insurance coverage for domestic and worldwide trips with your teenagers, toddlers and anyone in between.


A woman sitting on a hammock while working on a laptop

Travel insurance for digital nomads

Work remotely while exploring the world, while knowing you could be covered by travel insurance.


Two girls laughing and smiling in the street

Travelling as an overseas student

Domestic and international trip cover for overseas students studying in Australia.


A man and a woman eating food from markets, walking under an umbrella

Can I get travel insurance while already travelling?

Get covered with nib, even if you’ve already left home.


A child on her fathers shoulders

What is a medical screening, and why do I need one?

Existing medical conditions may impact your travel plans or travel insurance coverage.


A person packing medication into a toiletries bag with a full suitcase visible

Packing medication for your trip

Things to know when packing medication for your overseas trip.


nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.

*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.