Travel alert
Before your trip, check the latest government advice for any travel alerts for your destination.
What’s covered by our travel insurance plans
Browse our travel insurance plans to find the level of cover you need for your upcoming trip - from basic cover through to comprehensive, multi-trip, domestic and international plans.
15% off travel insurance for nib Health members*
Compare travel insurance plans
Benefit | Comprehensive | Essentials | Annual Multi Trip | Australian Travel Plan | Cancellation and additional expenses plan |
|---|---|---|---|---|---|
Cancellation or holiday deferment costs | Chosen limit1 | Chosen limit1 | Chosen limit1 | Chosen limit1 | Chosen limit1 |
Emergency travel arrangements and accommodation expenses | Unlimited | $15,000 | Unlimited | $10,000 | $2,000 |
Medical evacuation and repatriation | Unlimited | $500,000 | Unlimited | $50,000 | Not available |
Overseas medical expenses | Unlimited2 | Unlimited2 | Unlimited2 | Not available | Not available |
Travel delay (after 6 hours) | $2,000 limit $250 per 24hrs | $1,000 limit $250 per 24hrs | $2,000 limit $250 per 24hrs | $500 limit $250 per 24hrs | Not available |
Rental vehicle insurance excess | $5,0001 | $2,0001 | $5,0001 | $5,0001 | Not available |
Luggage and personal effects | $12,000 | $5,000 | $12,000 | $4,000 | Not available |
Personal Liability | $2,500,000 | $1,000,000 | $2,500,000 | $300,000 | Not available |
Coronavirus travel costs | $10,000 | Not available | $7,500 | $2,500 | Not available |
Sublimits apply, please read the Product Disclosure Statement.
1 This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.
² Medical expenses incurred in Australia are not covered.
This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement.
Browse by activity, destination or inclusions
Snow sports cover option
Protect your snow trip and stay on track with the Snow sports cover option.
Cancellation costs
There are many reasons why trips get cancelled, even at the last minute.
Existing medical conditions
Our plans offer automatic cover for more than 40 existing medical conditions, provided all criteria for the condition has been met.
Travel insurance for New Zealand
Explore the breathtaking views with cover that takes you across the ditch.
Travelling around Australia
Cover for an epic trip up the coast, the outback, or somewhere in between.
Travel insurance for Bali
While Bali seems like the ideal holiday destination for Aussies, your trip may not go to plan.
Travel insurance for Japan
Whether you plan to stroll the streets of Kyoto, hit the slopes of Niseko, or explore the island of Okinawa, unexpected mishaps have a way of spoiling even the most well-laid plans.
Travel insurance for the United Kingdom
When you buy travel insurance with nib, no matter where in Great Britain you roam, we may be able to help if travel mishaps wreak havoc with your UK holiday.
Travel insurance for Europe
nib has travel insurance options for whatever you have planned on your Europe trip.
Travel insurance for overseas medical expenses
Find out what you’re covered for when it comes to overseas medical expenses and some other valuable information and tips.
Travel insurance and natural disasters
Cover your trip in case Mother Nature interrupts your travel plans.
ETIAS requirements for Australians planning a European holiday
Everything you need to know about the European Travel Information and Authorisation System (ETIAS) travel permit.
Annual Multi Trip Travel Insurance
Annual Multi Trip (AMT) travel insurance cover for you and your loved ones for all those exciting trips.
Travel insurance for river cruising
Our travel insurance can cover you for both domestic and international river cruising.
Compare our international plans – Comprehensive vs Essential
With varying levels of coverage offered, consider nib travel insurance before your next holiday.
Travel insurance for wellness retreats
When the unexpected happens consider travel insurance and enjoy the serenity of your wellness retreat.
Credit card insurance vs travel insurance
Understanding the difference between credit card travel insurance and a standalone travel insurance policy can help you make the right choice and ensure you're properly covered before you head off on your next adventure.
Travel insurance for scuba diving and water activities
From scuba diving the Great Barrier Reef to surfing in Bali, there's so many ways to explore on or under the water around the world. But before you dive in, learn how nib travel insurance could help.
Travel insurance for families
Travel insurance coverage for domestic and worldwide trips with your teenagers, toddlers and anyone in between.
Travel insurance for digital nomads
Work remotely while exploring the world, while knowing you could be covered by travel insurance.
Travelling as an overseas student
Domestic and international trip cover for overseas students studying in Australia.
Coronavirus-related events
Cover for some coronavirus-related events is available on most plans.
Can I get travel insurance while already travelling?
Get covered with nib, even if you’ve already left home.
What is a medical screening, and why do I need one?
Existing medical conditions may impact your travel plans or travel insurance coverage.
Packing medication for your trip
Things to know when packing medication for your overseas trip.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.