Health information for members
We're here to help you understand health insurance better. Learn how healthcare in Australia works, the basics of private health insurance and how to make the most of your cover.
Looking for help to manage your membership?
Looking for something specific?
Using your Extras cover
Whether you need a dental check up, a new pair of glasses or a session with your physio - we can help you save with our First Choice network.
The First Choice network is our community of specially selected healthcare providers who are committed to delivering quality care and value for money by offering agreed* rates for nib members.
This can help you lower your out-of-pocket costs and make the most of your Extras.
Explore our range of networks and offers to help you save more
*nib First Choice providers (i.e. our network) offer competitive fees for many commonly claimed treatments and consultations. These fees are reviewed at least annually and are subject to change. Always check Find a Provider before booking to see if your provider participates or simply ask your provider if they are part of nib’s network at the time of booking. Providers occasionally leave the nib First Choice network so it’s important to check before booking to avoid disappointment. Annual limits, waiting periods and T&Cs apply.
See our most frequently asked questions
Are you eligible for a Health Management Program?
Do I need health insurance if I’m turning 31?
Not a member? Join nib
With nib, you get more than just great health cover. Access rewards, discounts and programs that support your health and suit your lifestyle.
Or, download the nib App to join for free to get started.
Need help managing your membership?
Explore step-by-step guides for making claims, updating details, managing payments and more through the nib App or online member account.
