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Singles health insurance

Cover for every individual to protect against the unexpected, claim on everyday health services, or save at tax time.

Get a quote

Here’s why nib is a great choice for you

Discount for under 30s

Aged 18-29? You can get up to 10% off your Hospital cover premiums.

Minimise out of pockets

Our healthcare networks help you get the best value from your cover and lower out of pocket costs.

4% discount

Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).

Your cover at your fingertips

Manage your policy wherever you are with your nib account and the nib App. Snap a photo of your receipt to claim, check your benefits on the go, and more!

Make tax savings

Having health cover could mean you save on tax if you have a taxable income of over $90,000.

Why it's worth being with nib

When you join you get more than just great health cover.

Explore our member benefits

Discount for under 30s

Aged 18-29? You can get up to 10% off your Hospital cover premiums.

Minimise out of pockets

Our healthcare networks help you get the best value from your cover and lower out of pocket costs.

4% discount

Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).

Your cover at your fingertips

Manage your policy wherever you are with your nib account and the nib App. Snap a photo of your receipt to claim, check your benefits on the go, and more!

Make tax savings

Having health cover could mean you save on tax if you have a taxable income of over $90,000.

Why it's worth being with nib

When you join you get more than just great health cover.

Explore our member benefits

Singles cover options

Our health cover is flexible, so you can choose the right combination of Hospital and Extras cover to meet your needs.

Hospital

Hospital helps you avoid public hospital waiting lists and pays benefits toward the cost of private treatment.

All our Hospital products cover you for accidental injury and emergency ambulance, and have no annual limits.

Basic Essential Hospital Plus

Protect yourself with basic cover that includes some specific hospital services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Gynaecology
  • Joint reconstructions

Bronze Hospital Plus

Affordable cover that includes a wider range of hospital procedures.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest

Silver Hospital

Comprehensive cover, without paying for costly age-related services that you might not need.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system

Silver Advantage Hospital Plus

High level cover, without pregnancy, weight loss surgery and other services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements

Gold Top Hospital

Fully comprehensive cover for your total peace of mind.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements
  • Hospital psychiatric services
  • Weight loss surgery
  • Pregnancy and birth

Basic Essential Hospital Plus

Protect yourself with basic cover that includes some specific hospital services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Gynaecology
  • Joint reconstructions

Bronze Hospital Plus

Affordable cover that includes a wider range of hospital procedures.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest

Silver Hospital

Comprehensive cover, without paying for costly age-related services that you might not need.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system

Silver Advantage Hospital Plus

High level cover, without pregnancy, weight loss surgery and other services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements

Gold Top Hospital

Fully comprehensive cover for your total peace of mind.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements
  • Hospital psychiatric services
  • Weight loss surgery
  • Pregnancy and birth

Understanding singles health cover

4 health insurance questions that could save you money

Make sure you’re getting the best bang for your buck when it comes to your health cov…

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Why do I need private health insurance

Medicare doesn’t cover everything you might need to continue to be as healthy as possibl…

Read more 3 minute read

How much does it cost to call an emergency ambulance in my state

If you’re in an emergency situation with an ambulance on the way, you might be in for…

Read more 3 minute read

4 health insurance questions that could save you money

Make sure you’re getting the best bang for your buck when it comes to your health cov…

Read more 3 minute read

Why do I need private health insurance

Medicare doesn’t cover everything you might need to continue to be as healthy as possibl…

Read more 3 minute read

How much does it cost to call an emergency ambulance in my state

If you’re in an emergency situation with an ambulance on the way, you might be in for…

Read more 3 minute read

Pick your individual combination of Hospital and Extras for a price and level of cover that’s tailored to you.