Singles health insurance
Cover for every individual to protect against the unexpected, claim on everyday health services, or save at tax time.
Get a quote in a few easy steps. Start with viewing the plans available.
Find the right health insurance for you
Finding the right health insurance is all about making sure it fits your lifestyle. Whether you’re young and fit, health conscious, or just want peace of mind - we’ve got you covered.
Discount for under 30s
Aged 18-29? You can get up to 10% off your Hospital cover premiums.
Minimise out of pockets
Our healthcare networks help you get the best value from your cover and lower out of pocket costs.
4% discount
Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).
Single and studying full-time?
Student dependants can remain on their family’s health cover, opens in a new tab until their 31st birthday.
Make tax savings
Having health cover could mean you save on tax if you have a taxable income of over $97,000.
Why it's worth being with nib
When you join you get more than just great health cover.
Singles cover options
Our health cover is flexible, so you can choose the right combination of Hospital and Extras cover to meet your needs.
- Hospital
- Extras
Hospital helps you avoid public hospital waiting lists and pays benefits toward the cost of private treatment.
All our Hospital products cover you for accidental injury and emergency ambulance, and have no annual limits.
Basic Care Hospital Plus
Cover for the basics plus some additional services such as Dental Surgery.
- Dental surgery
- Gastrointestinal endoscopy
- Gynaecology
- Hernia and appendix
- Joint reconstructions
Bronze Protect Hospital Plus
Affordable hospital cover for a wide range of procedures including Sleep Studies.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Sleep studies
Silver Secure Hospital Plus
An extensive level of cover which excludes higher tiered procedures such as pregnancy and joint replacements.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Sleep studies
- Back, neck and spine
- Heart and vascular system
Silver Advantage Hospital Plus
High level cover, without pregnancy, weight loss surgery and other services.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Back, neck and spine
- Heart and vascular system
- Rehabilitation
- Cataracts
- Joint replacements
Gold Top Hospital
The most comprehensive Hospital cover, including pregnancy and assisted reproductive services. Must be taken with Extras.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Tonsils, adenoids and grommets
- Kidney and bladder
- Lung and chest
- Sleep studies
- Back, neck and spine
- Heart and vascular system
- Rehabilitation
- Cataracts
- Joint replacements
- Hospital psychiatric services
- Weight loss surgery
- Pregnancy and birth
5 health insurance questions that could save you money
Make sure you’re getting the best bang for your buck when it comes to your health cover.
Why do I need private health insurance
Medicare doesn’t cover everything you might need to continue to be as healthy as possibl…
How much does it cost to call an emergency ambulance in my state
If you’re in an emergency situation with an ambulance on the way, you might be in for…
5 health insurance questions that could save you money
Make sure you’re getting the best bang for your buck when it comes to your health cover.
Why do I need private health insurance
Medicare doesn’t cover everything you might need to continue to be as healthy as possibl…
How much does it cost to call an emergency ambulance in my state
If you’re in an emergency situation with an ambulance on the way, you might be in for…