Singles health insurance
Cover for every individual to protect against the unexpected, claim on everyday health services, or save at tax time.
Here’s why nib is a great choice for you
Discount for under 30s
Aged 18-29? You can get up to 10% off your Hospital cover premiums.
Minimise out of pockets
Our healthcare networks help you get the best value from your cover and lower out of pocket costs.
4% discount
Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).
Single and studying full-time?
Student dependants can remain on their family’s health cover until their 31st birthday.
Make tax savings
Having health cover could mean you save on tax if you have a taxable income of over $93,000.
Why it's worth being with nib
When you join you get more than just great health cover.
Discount for under 30s
Aged 18-29? You can get up to 10% off your Hospital cover premiums.
Minimise out of pockets
Our healthcare networks help you get the best value from your cover and lower out of pocket costs.
4% discount
Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).
Single and studying full-time?
Student dependants can remain on their family’s health cover until their 31st birthday.
Make tax savings
Having health cover could mean you save on tax if you have a taxable income of over $93,000.
Why it's worth being with nib
When you join you get more than just great health cover.
Singles cover options
Our health cover is flexible, so you can choose the right combination of Hospital and Extras cover to meet your needs.
- Hospital
- Extras
Hospital helps you avoid public hospital waiting lists and pays benefits toward the cost of private treatment.
All our Hospital products cover you for accidental injury and emergency ambulance, and have no annual limits.
Basic Essential Hospital Plus
Protect yourself with basic cover that includes some specific hospital services.
- Dental surgery
- Gastrointestinal endoscopy
- Gynaecology
- Joint reconstructions
Silver Hospital
Comprehensive cover, without paying for costly age-related services that you might not need.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Back, neck and spine
- Heart and vascular system
Silver Advantage Hospital Plus
High level cover, without pregnancy, weight loss surgery and other services.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Back, neck and spine
- Heart and vascular system
- Rehabilitation
- Cataracts
- Joint replacements
Gold Top Hospital
Fully comprehensive cover for your total peace of mind.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Back, neck and spine
- Heart and vascular system
- Rehabilitation
- Cataracts
- Joint replacements
- Hospital psychiatric services
- Weight loss surgery
- Pregnancy and birth
Basic Essential Hospital Plus
Protect yourself with basic cover that includes some specific hospital services.
- Dental surgery
- Gastrointestinal endoscopy
- Gynaecology
- Joint reconstructions
Silver Hospital
Comprehensive cover, without paying for costly age-related services that you might not need.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Back, neck and spine
- Heart and vascular system
Silver Advantage Hospital Plus
High level cover, without pregnancy, weight loss surgery and other services.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Back, neck and spine
- Heart and vascular system
- Rehabilitation
- Cataracts
- Joint replacements
Gold Top Hospital
Fully comprehensive cover for your total peace of mind.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Back, neck and spine
- Heart and vascular system
- Rehabilitation
- Cataracts
- Joint replacements
- Hospital psychiatric services
- Weight loss surgery
- Pregnancy and birth
Understanding singles health cover
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Why do I need private health insurance
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How much does it cost to call an emergency ambulance in my state
If you’re in an emergency situation with an ambulance on the way, you might be in for…