Singles health insurance
It's important to get the right health insurance that suits your stage of life. Whether you're young and fit, health conscious, or just want peace of mind, we've got you covered.
Picking the right health insurance is all about making sure it fits in with your lifestyle.
Young singles
You're young, fit and healthy and looking for your first health cover. You’re after a cover which includes services like emergency ambulance and accidental injury.
Health-conscious
You want to take care of your health and wellbeing. You’re after a health cover that fits the budget, but also gives you value for money.
Peace of mind
You’d like to be covered for a wide range of services, so you’re looking for a comprehensive cover to suit your needs.
Why nib health insurance is worth it
Help when it matters most
Find out how you can get Gold-level Hospital benefits if you have an accident.
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Emergency Ambulance
No annual limits on Emergency Ambulance transportation - excludes residents of QLD and TAS who have ambulance services provided by their state ambulance schemes.
Young singles
Being young and fit is great. But being young, fit and covered for the unexpected is even better.
You can buy Hospital cover and Extras cover in a combined package or separately to suit your needs, so you’re not spending money on things you’re less likely to use.
Some cover options to consider
Discounts for people under 30
You’re eligible for a premium discount of up to 10% if you’re aged 18-29 and have Hospital cover - nice one! We’ll apply your discount automatically from 1 April 2019.
Save at tax time
Purchasing health insurance may deliver tax savings if you have a taxable income above $90,000.
A heap of positive changes have recently been rolled out
Health-conscious
Being a health-conscious person, you know it’s important to be covered for the right services that suit your lifestyle.
You can buy Hospital cover and Extras cover in a combined package or separately to suit your needs, so you’re not spending money on things you’re less likely to use.
Some cover options to consider
Increase your excess, lower your premium
From 1 April, select a higher level of excess to make your premium more affordable. Choose an increased excess of $750 for singles.
30 day cooling off period
Freedom to change your mind with our 30 day cooling off period. Simply contact nib to cancel within 30 days and we will refund your premiums (provided you haven’t made a claim).
Get the best value from your cover with our 4 questions
With an Extras or a combined package you can enjoy 60% or 75% back (up to your annual limit) on a range of services such as dental, optical and physio.
That means if you visit your dentist for a filling and it costs $200, you know you'll get 60% back - that's $120 back in your wallet*.
*Pending available annual limits.
Peace of mind
It's important to know you’re covered for a wide range of services, so you’re after our most comprehensive hospital cover.
nib helps you afford the private hospital treatment you want. With private health cover you can avoid public hospital waiting lists, choose the specialists who treat you and stay in a private room.
Some cover options to consider
Can you afford to wait?
Without the right cover, wait times in the public system can be weeks, and even months. Private hospital treatment can be very expensive without health insurance. Read more.
nib Agreement Private Hospital
You can reduce or eliminate the need to pay out-of-pocket hospital expenses by being treated in a nib Agreement Private Hospital. nib has agreements with most of Australia’s private hospitals.
The industry-wide changes will make health insurance simpler
Having a baby?
If you have a Gold-tier cover, and have held it for at least 12 months, you'll be covered for pregnancy-related services listed in your policy.
Not seeing what you're after?
Check out our guide to comparing health insurance.