You're looking for your first health cover and want inclusions like emergency ambulance and accidental injury, as well as some specific hospital treatments.
To get cover for visits to the dentist or physio sessions, don't forget to bundle in your choice of Extras.
nib offers you more protection against the unexpected with the Accidental Injury Benefit. Seek treatment at a hospital Emergency Department within 24 hours of an accident & if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.
You're looking for great value health cover, one that gives you more than the basics.
Our health cover range lets you tailor your cover to include the things most important to you so you can save money, without sacrificing peace of mind.
Add in your choice of Extras Bundles and you can enjoy 60% or 75% back (up to your annual limit) on a range of services such as dental, optical and physiotherapy.
To help keep your hospital costs down, nib has agreements with more than 70% of Australia's private hospitals. Being treated in a nib Agreement Private Hospital means you'll reduce or eliminate the need to pay out-of-pocket expenses.
Do you have kids? See our single parent cover
For peace of mind we recommend our comprehensive Top Hospital cover. If you don't need pregnancy cover, Advantage Hospital may be the option for you.
To get more from your health insurance, add on Extras and we can help cover the cost of the everyday services you use to stay healthy, such as a new pair of glasses or a visit to the dentist.
Private hospital treatment can be very expensive. Without health insurance, it could cost you up to $45,326 for coronary bypass surgery or $25,277 for a hip replacement.**