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Singles health insurance

Cover for every individual to protect against the unexpected, claim on everyday health services, or save at tax time.

Get a quote in a few easy steps. Start with viewing the plans available.

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Find the right health insurance for you

Finding the right health insurance is all about making sure it fits your lifestyle. Whether you’re young and fit, health conscious, or just want peace of mind - we’ve got you covered.

Discount for under 30s

Aged 18-29? You can get up to 10% off your Hospital cover premiums.

Minimise out of pockets

Our healthcare networks help you get the best value from your cover and lower out of pocket costs.

4% discount

Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).

Single and studying full-time?

Student dependants can remain on their family’s health cover until their 31st birthday.

Make tax savings

Having health cover could mean you save on tax if you have a taxable income of over $93,000.

Why it's worth being with nib

When you join you get more than just great health cover.

Explore our member benefits

Discount for under 30s

Aged 18-29? You can get up to 10% off your Hospital cover premiums.

Minimise out of pockets

Our healthcare networks help you get the best value from your cover and lower out of pocket costs.

4% discount

Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).

Single and studying full-time?

Student dependants can remain on their family’s health cover until their 31st birthday.

Make tax savings

Having health cover could mean you save on tax if you have a taxable income of over $93,000.

Why it's worth being with nib

When you join you get more than just great health cover.

Explore our member benefits

Singles cover options

Our health cover is flexible, so you can choose the right combination of Hospital and Extras cover to meet your needs.

Hospital helps you avoid public hospital waiting lists and pays benefits toward the cost of private treatment.

All our Hospital products cover you for accidental injury and emergency ambulance, and have no annual limits.

Basic Care Hospital Plus 

Cover for the basics plus some additional services such as Dental Surgery.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Gynaecology
  • Hernia and appendix
  • Joint reconstructions

Bronze Protect Hospital Plus

Affordable hospital cover for a wide range of procedures including Sleep Studies.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Sleep studies

An extensive level of cover which excludes higher tiered procedures such as pregnancy and joint replacements.

    Silver Select Hospital Plus

    A comprehensive level of hospital cover which excludes pregnancy and some other procedures.

    • Dental surgery
    • Gastrointestinal endoscopy
    • Bone, joint and muscle
    • Ear, nose and throat
    • Tonsils, adenoids and grommets
    • Kidney and bladder
    • Lung and chest
    • Back, neck and spine
    • Heart and vascular system
    • Rehabilitation
    • Sleep studies
    • Cataracts
    • Joint replacements

    Gold Top Hospital

    The most comprehensive Hospital cover, including pregnancy and assisted reproductive services. Must be taken with Extras.

    • Dental surgery
    • Gastrointestinal endoscopy
    • Bone, joint and muscle
    • Ear, nose and throat
    • Tonsils, adenoids and grommets
    • Kidney and bladder
    • Lung and chest
    • Sleep studies
    • Back, neck and spine
    • Heart and vascular system
    • Rehabilitation
    • Cataracts
    • Joint replacements
    • Hospital psychiatric services
    • Weight loss surgery
    • Pregnancy and birth

    Basic Care Hospital Plus 

    Cover for the basics plus some additional services such as Dental Surgery.

    • Dental surgery
    • Gastrointestinal endoscopy
    • Gynaecology
    • Hernia and appendix
    • Joint reconstructions

    Bronze Protect Hospital Plus

    Affordable hospital cover for a wide range of procedures including Sleep Studies.

    • Dental surgery
    • Gastrointestinal endoscopy
    • Bone, joint and muscle
    • Ear, nose and throat
    • Kidney and bladder
    • Lung and chest
    • Sleep studies

    An extensive level of cover which excludes higher tiered procedures such as pregnancy and joint replacements.

      Silver Select Hospital Plus

      A comprehensive level of hospital cover which excludes pregnancy and some other procedures.

      • Dental surgery
      • Gastrointestinal endoscopy
      • Bone, joint and muscle
      • Ear, nose and throat
      • Tonsils, adenoids and grommets
      • Kidney and bladder
      • Lung and chest
      • Back, neck and spine
      • Heart and vascular system
      • Rehabilitation
      • Sleep studies
      • Cataracts
      • Joint replacements

      Gold Top Hospital

      The most comprehensive Hospital cover, including pregnancy and assisted reproductive services. Must be taken with Extras.

      • Dental surgery
      • Gastrointestinal endoscopy
      • Bone, joint and muscle
      • Ear, nose and throat
      • Tonsils, adenoids and grommets
      • Kidney and bladder
      • Lung and chest
      • Sleep studies
      • Back, neck and spine
      • Heart and vascular system
      • Rehabilitation
      • Cataracts
      • Joint replacements
      • Hospital psychiatric services
      • Weight loss surgery
      • Pregnancy and birth

      Pick your individual combination of Hospital and Extras for a price and level of cover that suits you.