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Singles health insurance

Cover for every individual to protect against the unexpected, claim on everyday health services, or save at tax time.

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Find the right health insurance for you

Finding the right health insurance is all about making sure it fits your lifestyle. Whether you’re young and fit, health conscious, or just want peace of mind - we’ve got you covered.

Discount for under 30s

Aged 18-29? You can get up to 10% off your Hospital cover premiums.

Minimise out of pockets

Our healthcare networks help you get the best value from your cover and lower out of pocket costs.

4% discount

Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).

Single and studying full-time?

Student dependants can remain on their family’s health cover until their 31st birthday.

Make tax savings

Having health cover could mean you save on tax if you have a taxable income of over $93,000.

Why it's worth being with nib

When you join you get more than just great health cover.

Explore our member benefits

Discount for under 30s

Aged 18-29? You can get up to 10% off your Hospital cover premiums.

Minimise out of pockets

Our healthcare networks help you get the best value from your cover and lower out of pocket costs.

4% discount

Get 4% off your premiums when you choose to pay by direct debit (excludes Ambulance Only cover).

Single and studying full-time?

Student dependants can remain on their family’s health cover until their 31st birthday.

Make tax savings

Having health cover could mean you save on tax if you have a taxable income of over $93,000.

Why it's worth being with nib

When you join you get more than just great health cover.

Explore our member benefits

Singles cover options

Our health cover is flexible, so you can choose the right combination of Hospital and Extras cover to meet your needs.

Hospital helps you avoid public hospital waiting lists and pays benefits toward the cost of private treatment.

All our Hospital products cover you for accidental injury and emergency ambulance, and have no annual limits.

Basic Essential Hospital Plus

Protect yourself with basic cover that includes some specific hospital services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Gynaecology
  • Joint reconstructions

Bronze Hospital Plus

Affordable cover that includes a wider range of hospital procedures.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest

Silver Hospital

Comprehensive cover, without paying for costly age-related services that you might not need.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system

Silver Select Hospital Plus

High level cover, without pregnancy, weight loss surgery and other services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements

Gold Top Hospital

Fully comprehensive cover for your total peace of mind.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements
  • Hospital psychiatric services
  • Weight loss surgery
  • Pregnancy and birth

Basic Essential Hospital Plus

Protect yourself with basic cover that includes some specific hospital services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Gynaecology
  • Joint reconstructions

Bronze Hospital Plus

Affordable cover that includes a wider range of hospital procedures.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest

Silver Hospital

Comprehensive cover, without paying for costly age-related services that you might not need.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system

Silver Select Hospital Plus

High level cover, without pregnancy, weight loss surgery and other services.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements

Gold Top Hospital

Fully comprehensive cover for your total peace of mind.

  • Dental surgery
  • Gastrointestinal endoscopy
  • Bone, joint and muscle
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Back, neck and spine
  • Heart and vascular system
  • Rehabilitation
  • Cataracts
  • Joint replacements
  • Hospital psychiatric services
  • Weight loss surgery
  • Pregnancy and birth

Pick your individual combination of Hospital and Extras for a price and level of cover that suits you.