Before your trip, check the latest government advice for any travel alerts for your destination.
From a week in Bali to a month in Europe, we offer cover for all types of overseas adventures.
15% off travel insurance for nib Health members*
When you’re a long way from home, you want to know that if something goes wrong you’re not alone. Even minor mishaps can have a major impact on both your travel plans and your wallet.
Our Comprehensive Plan can offer cover if you get sick or injured overseas, or your plans get cancelled unexpectedly.
Our Essentials Plan can offer cover for trips overseas, without having to pay top dollar.
Benefit | Comprehensive | Essentials |
|---|---|---|
Overseas medical expenses | Unlimited1, 2 | Unlimited1, 2 |
Cancellation or holiday deferment costs | Up to chosen limit1,3 | Up to chosen limit1,3 |
Luggage and personal effects | Up to $12,0001 | Up to $5,0001 |
Medical evacuation and repatriation | Unlimited1 | $500,0001 |
Rental vehicle insurance excess | $5,0003 | $2,0003 |
Travel delay (after 6 hours) | $2,0001 Limit $250 per 24hrs | $1,0001 Limit $250 per 24hrs |
Personal liability | $2,500,000 | $1,000,000 |
Overseas Medical Expenses for Coronavirus | Available under Overseas Medical Expenses benefit | Available under Overseas Medical Expenses benefit |
Medical evacuation for Coronavirus | Available under Medical evacuation and repatriation benefit | Available under Medical evacuation and repatriation benefit |
Coronavirus Travel Costs | $10,000 | Not Available |
¹ Sublimits apply, please read the Product Disclosure Statement.
² Medical/evacuation benefits provided for up to 12 months from the date on illness or injury; medical expenses incurred in Australia are not covered.
³ This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.
This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement.
Your policy limit for “Cancellation or holiday deferment costs” must be chosen at the time of purchase. You can vary the maximum trip cancellation limit at the time you purchase your policy, and you will be advised of any change in premium.
Always take all reasonable precautions to safeguard all your luggage and personal effects. For example, don't leave them unsupervised in a public place, leave them behind or walk away from them.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.