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Annual Multi Trip Travel Insurance

Save time and money with our Annual Multi Trip plan for domestic and international trips of up to 45 days per trip.

15% off travel insurance for nib Health members*

12-month Annual Multi Trip cover for Australians

When you’re travelling more than once a year, organising multiple insurance plans can be a hassle. That’s why nib travel insurance offers frequent travellers 12-month Annual Multi Trip (AMT) travel insurance that offers cover for overseas and domestic travels, as long as it’s more than 200km from your home in Australia, and for trips of up to 45 days.

What are the main benefits of Annual Multi Trip travel insurance?

Benefit

Annual Multi Trip

Overseas Medical Expenses

Unlimited1, 2

Cancellation costs

Up to chosen limit1,3

Luggage and personal effects

Up to $12,0001

Medical evacuation and repatriation

Unlimited1

Overseas Medical Expenses for Coronavirus

Available under Overseas Medical Expenses benefit

Medical evacuation for Coronavirus

Available under Medical evacuation and repatriation benefit

Coronavirus travel costs

$7,500

Travel delay (after 6 hours)

$2,0001

Rental vehicle insurance excess

$5,0003

Personal Liability

$2,500,000

View full benefit list

¹ Sublimits apply, please read the Product Disclosure Statement.

² Medical/evacuation benefits provided for up to 12 months from the date on illness or injury; medical expenses incurred in Australia are not covered.

³ This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.

This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement.

Benefits of selecting an Annual Multi Trip plan

  • Cost-effective: Pay a single premium for a year’s worth of travel instead of buying multiple single-trip policies.

  • Convenience: Streamline your insurance needs with one nib policy for multiple trips of 45 days or less without needing to update your insurance before each trip.

  • Time-saving: Avoid the hassle of searching for and purchasing insurance before every trip.

  • Your choice of travel insurance plans: nib offers domestic and international travel insurance plans tailored for your specific travel needs. Our plans include benefits like overseas medical expenses, lost luggage, trip cancellations, and much more.

  • Frequent flyers: If you’re the type who jets off every few months, an nib AMT plan may help you on your many travels all year long—whether it’s to Bali, Europe, the United Kingdom, or all three.

  • Adventure seekers: Planning regular outdoor adventure trips in a year? nib offers coverage for various activities such as hiking, skiing, or scuba diving, giving you the freedom to explore.

There are terms, conditions, limitations and exclusions that relate to our AMT plan. Read your policy carefully and contact us if you have any queries.

A person standing on a wharf looking at a mountain peak in the distance

Cover for your trips

24/7 Emergency Assist

A team of on-call case managers and registered medical professionals to help you around the clock.

Luggage & Personal Effects

We offer cover for accidental damage, theft or permanent loss of your luggage and personal effects.

Cancellation Costs

You can choose to be covered for trip cancellation up to a limit that best suits your plans.

Coverage is subject to the terms, conditions, limitations and exclusions for each policy. Consider the PDS and TMD.

Travel insurance tips

  1. Keep a copy of your PDS: Always have a digital copy of your travel insurance policy on your phone for easy access during your trips.

  2. Know your limits: Check your Annnual Multi Trip policy to be sure it covers the length of each trip, and any specific activities you may plan on doing.

  3. Monitor your valuables: Whether you’re carrying a laptop for business or expensive gear for hobbies, make sure your belongings are insured.

Frequently asked questions for Annual Multi Trip travellers

nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.

*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.