Before your trip, check the latest government advice for any travel alerts for your destination.
Protect your European adventure and learn how you could be covered from Italy to Ireland, and everywhere in between.
15% off travel insurance for nib Health members*
Whether you’re a history buff ticking off the incredible historic sights peppered across Europe, plan to island hop in Greece or take to the snow fields of the Swiss Alps, Europe is a region many Aussies are drawn to.
But if your bags never arrive, you’re in an accident, or are the victim of theft or mugging, it's safe to say your trip didn't go to plan. It helps to know that nib has travel insurance options for your trip.
Our travel insurance plans are designed to help take the hassle out of travel mishaps.
With a Comprehensive Plan and Essentials Plan, we offer varying levels of cover so you can compare the two and choose the coverage that’s right for you. Some of the key benefits include:
When you can’t travel because the unexpected has come up. nib Travel insurance may be able to help if you need to unexpectedly cancel or rearrange your travel plans before you even get on the flight or while you're already travelling. We offer cover for 14 insured events, allowing you to claim back your non-refundable expenses related to additional travel, accommodation, meals, internet use and emergency telephone calls.
Overseas medical expenses can quickly break the bank. If the worst happens, we may be able to help ease the cost of getting better.
If you find yourself in an accident on your European road trip our cover can help cover the excess, and other rental vehicle expenses.
When you’re travelling, you’re often carrying some of your most valuable items with you. Whether your luggage goes missing or your electronics are swiped, our cover may be able to help recoup the costs.
Struck down with the ‘spicy cough’ while on your trip, or can’t even take off because you’ve been diagnosed before your trip? Our plans offer cover for a variety of coronavirus related events.
Illness and injury can happen anywhere, even Europe’s most far-flung corners. If you find yourself needing emergency medical evacuation—or needing to return home for medical care—we’re here to help.
Whether Iceland’s notorious volcanoes have haunted flights or wildfires are raging, nature has a knack for throwing a spanner in the works.
And more…
Although Europe is considered safe to travel to, major cities like Rome, Paris, and Barcelona can be hotspots for pickpockets and petty theft. If you are planning on taking some valuable items in your luggage, you may want to consider taking out travel insurance for luggage and personal effects.
The slopes in Europe are legendary but the pistes are no stranger to injury. We offer additional cover for snow sports so you can ride the run without the worry of what you’ll do if you’re injured or an unexpected event such as a flight delay, natural disaster, or a cancelled tour ruins your ski run.
With world-class scuba diving, pristine mountain hikes, and destinations that lend themselves perfectly to cycling, the lure of the great outdoors is hard to resist in Europe. Whether you plan to surf, scuba dive, hike, or cycle, with nib, you have access to a range of benefits that can help if things go awry while you’re among nature.
Consider nib travel insurance cover if you plan to do different types of sports and activities. Our travel insurance may come in handy with baggage cover if you are taking expensive sports equipment such as your surfboard, kayak, or hiking gear.
There's nothing more terrifying than being in an emergency somewhere you don’t speak the language. The Emergency Assistance team are available 24 hours a day, seven days a week to help.
When you have a nib travel insurance plan, we can help if the unexpected happens when you’re away from home. Travel insurance isn’t designed to cover everything, some things we don’t cover include:
Any medical, hospital, emergency services transport, dental expenses incurred while you’re in Australia.
Changing your mind: If you decide not to travel because you’ve changed your mind.
Unattended Luggage or personal belongings: If your luggage or belongings are stolen while left unattended, or where you’ve not taken reasonable care to look after it.
Reckless behaviour: If you knowingly and intentionally participate in activities or place yourself in a situation which poses a risk to your personal safety.
We want you to travel confidently, knowing your travel insurance policy has you covered when you need it. Check and understand the terms, conditions, limitations, and exclusions as outlined in the Product Disclosure Statement (PDS).
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.