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Family health insurance

Cover for single or two parent families, whether you’ve got little ones, all-grown-up ones, or more on the way.

Get a quote. Why nib?

Find the right health insurance for you

Finding the right health insurance is all about making sure it fits your lifestyle. Whether you’re young and fit, health conscious, or just want peace of mind - we’ve got you covered.

Here’s some great reasons to choose nib for your family

Student and non-student dependants

Student and non-student dependants can remain on their extended family health insurance until their 31st birthday.

Get more value from our optical, dental and physio offers*

Visit an nib First Choice network provider for physio, optical and dental services, including exclusive No Gap offers. Use our Find a Provider, opens in a new tab tool to search for a participating provider near you.

*Terms and conditions apply. Find out more., opens in a new tab 

Minimise out of pockets

Our healthcare networks help you get the best value from your family health insurance and lower out of pocket costs.

Your cover at your fingertips

Manage your policy wherever you are with your member account and the nib App. Snap a photo of your receipt to claim, check your benefits on the go, and more!

Make tax savings

Having health cover could mean you save on tax if the two of you have a combined taxable income of over $180,000. Learn more about the Medicare Levy Surcharge.

Why it's worth being with nib

When you join you get more than just great health cover. See all the great member benefits for you and your family.

How to save money on your health cover

How to save money on your health cover

Your health is one of the most valuable assets you’ll ever have. Getting private health…

Basic or Gold: what you get regardless of tier

Basic or Gold: what you get regardless of tier

Choose any hospital tier with nib membership for access to valuable tools and benefits.

How much is an emergency ambulance in my state?

How much is an emergency ambulance in my state?

If you’re in an emergency situation with an ambulance on the way, you might be in for…

Choose the right mix of Hospital and Extras cover that meets the needs of your family.