Family health insurance

Whether you’re a growing family, a young family, an older family or a single parent family, nib has got you covered.

You’ve started a family & there’s room for more

Our Top Hospital cover includes pregnancy and birth-related services and was made for growing families like yours.

Bundle in your choice of Extras options to get cover for things like dental, optical and physiotheraphy.

nib Agreement Private Hospitals

To help keep your hospital costs down, nib has agreements with around 80% of Australia’s private hospitals. Being treated in an nib Agreement Private Hospital means you’ll reduce or eliminate the need to pay out-of-pocket expenses

Some cover combinations to consider

from $78.59* wk
Top Hospital
Bundled Extras
Core
from $85.13* wk
Top Hospital
Bundled Extras
Core
Family
from $86.15* wk
Top Hospital
Bundled Extras
Core
Wellbeing
*Based on a family in NSW/ACT with a combined taxable income of $180,000 or less. Includes Australian Government Rebate applicable to policies where eldest person covered is aged <65, 4% direct debit discount, $500 excess per calendar year and excludes Lifetime Health Cover loading. Waiting periods and conditions apply.

Your kids are still young but you’re not planning on more

Our Hospital and Extras options are ideal for families on a budget.

By tailoring your cover, you can make sure you’re covered for what’s important to you, without paying for things you’re unlikely to need, like pregnancy.

No annual limit on preventative dental

With our Extras cover for families, there's no annual limit on preventative dental. So you and your family can visit the dentist as many times as you need for selected examinations, scale and cleans and fluoride treatments.

Some cover combinations to consider

from $46.33* wk
Basic Hospital
Bundled Extras
Core
Wellbeing
from $54.83* wk
Mid Hospital
Bundled Extras
Core
from $61.37* wk
Mid Hospital
Bundled Extras
Core
Family
*Based on a family in NSW/ACT with a combined taxable income of $180,000 or less. Includes Australian Government Rebate applicable to policies where eldest person covered is aged <65, 4% direct debit discount, $500 excess per calendar year and excludes Lifetime Health Cover loading. Waiting periods and conditions apply.

Move it to nib, it’s worth it.

  • We’ll sort out the paperwork & contact your previous fund
  • Waiting periods already served with your current fund will be recognised

You want value for money cover for yourselves and the kids

The kids are growing up but you still want to make sure the whole family has the right cover.

By tailoring your Hospital and Extras cover to suit your needs, you can choose value for money cover that still gives peace of mind.

Grown-up kids can stay covered until 25

Unmarried adult children aged 21–25 can stay on the family cover for no extra charge if they are in full-time study.

Some cover combinations to consider

from $54.83* wk
Mid Hospital
Bundled Extras
Core
from $62.39* wk
Mid Hospital
Bundled Extras
Core
Wellbeing
from $65.13* wk
Top No pregnancy
Bundled Extras
Core
*Based on a family in NSW/ACT with a combined taxable income of $180,000 or less. Includes Australian Government Rebate applicable to policies where eldest person covered is aged <65, 4% direct debit discount, $500 excess per calendar year and excludes Lifetime Health Cover loading. Waiting periods and conditions apply.

You want cover that’s priced for single parents

You want health insurance that's priced especially for single parent families to cover the unexpected for yourself and your kids.

After all, if you or your child is sick or injured, the last thing you want to be worried about is paying big medical bills.

No excess for kids under 21

If one of your dependant children needs to be admitted to hospital, there’s no excess payable if they’re under 21.

Some cover combinations to consider

from $45.91* wk
Mid Hospital
Bundled Extras
Core
from $52.12* wk
Mid Hospital
Bundled Extras
Core
Wellbeing
from $54.21* wk
Top No pregnancy
Bundled Extras
Core
*Based on a single parent family in NSW/ACT with a combined taxable income of $180,000 or less. Includes Australian Government Rebate applicable to policies where eldest person covered is aged <65, 4% direct debit discount, $500 excess per calendar year and excludes Lifetime Health Cover loading. Waiting periods and conditions apply.

Can’t find what you’re looking for? Tailor your cover.

Tailor your cover Compare our Hospital and Extras