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Using your Extras cover

Get the best value for your cover

Get the best value for your cover

We have special agreements with a network of healthcare professionals and practices across Australia so you can make the most of your Extras. These providers agree to offer better value to nib members - whether to guarantee no gap payments or to offer their services at a reduced rate.

A better deal with First Choice

Our First Choice providers span dental, optical and physiotherapy, and offer better value for nib members. Dentists and physiotherapists agree to set treatment fees which are lower than average, and optical providers give a discount on prescription glasses as well as other member-only offers.

100% back on dental and optical*

Visit an nib Dental or Eye Care Centre for no gap on selected products and services, including dental check-ups, selected glasses and contact lenses as well as other great discounts. nib Centres are located across Sydney, Newcastle, Melbourne, Brisbane and Canberra.

*Terms apply. Read more.

See the practitioner you want

You can choose to see the healthcare provider you want, as long as they have professional qualifications we recognise. So you can use your Extras at your family dentist, favourite physio or long-term chiro. You just might not be getting the best deal.

A better deal with First Choice

Our First Choice providers span dental, optical and physiotherapy, and offer better value for nib members. Dentists and physiotherapists agree to set treatment fees which are lower than average, and optical providers give a discount on prescription glasses as well as other member-only offers.

100% back on dental and optical*

Visit an nib Dental or Eye Care Centre for no gap on selected products and services, including dental check-ups, selected glasses and contact lenses as well as other great discounts. nib Centres are located across Sydney, Newcastle, Melbourne, Brisbane and Canberra.

*Terms apply. Read more.

See the practitioner you want

You can choose to see the healthcare provider you want, as long as they have professional qualifications we recognise. So you can use your Extras at your family dentist, favourite physio or long-term chiro. You just might not be getting the best deal.

Your cover at your fingertips

Your cover at your fingertips

It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot. It’s all in the palm of your hand with the nib App.

Find out more

For now and for the future

For now and for the future

Our health and wellbeing needs change and evolve. So it’s important to make sure your Extras cover keeps up. Whether you might need cover for a set of braces or dentures, orthopaedic treatment or counselling, or just additional claim limits for your existing services, you can change your level of Extras insurance at any time.

Log in to your nib account to see your options and select a new level of Extras, or give us a call to speak to our friendly experts for a cover review.