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Make the switch to great value health cover

Our health cover is easy to understand, easy to claim on and great value. And when you make the switch to nib, we'll even handle the break-up call to your previous fund.

Get a quote

Choose the nib cover that is right for you

Private health insurance should be easy to understand, easy to claim on and, most of all, good value. Our range of health insurance allows you to tailor your cover to include services that are relevant to you.


Join nib online & we'll contact your previous fund for you

Don't worry about contacting your previous insurer: we'll take care of the paperwork to save you the hassle. Once you join nib, we'll request a Transfer Certificate from your previous insurer. They're required by government legislation to comply within 14 days.


Claim straight away on services you're covered for now

Any waiting periods you’ve already served with your previous health insurer will be recognised in full so you can start getting the most out of your new nib health insurance straight away.

Waiting periods may apply for services and higher annual limits not covered with your previous insurer. Any annual limits you have already used with your previous insurer will also carry across to nib until they're reset on January 1st. To ensure you receive this continuity of cover, make sure you switch to nib within 59 days of cancelling your previous policy.

It’s worth it

Leave the paperwork to us

We'll contact your previous health insurer to save you the time and hassle.

Easy photo

Claim in a snap with fast photo claiming in Online Services or on the nib app.

30 day cooling off

Freedom to change your mind with our 30 day cooling off period. Simply contact nib to cancel within the first 30 days and we will refund your premiums (provided you haven’t made a claim).

Find the right
cover for you

You can buy Hospital and Extras cover in a combined package, or separately to suit your needs.

Choose your
Extras provider

For Extras like dental and physio, see any provider with professional qualifications recognised by nib.


All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.

No annual limit on
preventative dental*

No annual limits for selected examinations, scale, clean & fluoride treatments at your dentist. *Excludes Kickstarter cover.

Here when it
matters most

Find out how you can get Gold-level Hospital benefits if you have an accident.