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Great value health cover - Picture of Paul Harragon

Basic Hospital cover from $13.48* a week

Basic Hospital cover from $13.48* a week

  • Great value for young singles
  • Unlimited emergency ambulance
  • Could help you avoid paying tax
Choose your cover
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*Singles in NSW/ACT aged <65 with taxable income $90K or less. Incl 4% direct debit discount, $500 hospital excess, excludes LHC loading. Waiting periods & conditions apply.

Switching from another fund?

We’ll recognise any waiting periods already served with your current fund, so you can claim straight away. See our change your health insurance page. Any existing limits used with your current fund will carry across to nib.

Claiming made easy with the nib app

Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.

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Claming made easy with the nib iPhone® and iPad® app


Make an informed choice about Australian and overseas cosmetic treatment
packages or overseas dental treatment.

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"You can trust nib Options to take
care of you"

Dr Ginni Mansberg — B.MED
Dr Ginni Mansberg — B.MED

Our range of health cover

Emergency ambulance

No annual limits on emergency & medically necessary ambulance transportation anywhere in Australia - excludes QLD, and TAS state ambulance services.

No excess for kids

You won’t need to pay the excess for dependant children under 21 if they need to go to hospital.

Accidental injury benefit

Seek hospital treatment within 24 hours & receive our best hospital benefits for the next 90 days.

No annual limit on preventative dental

No annual limits for selected examinations, scale, clean & fluoride treatments at your dentist.

The nib dietitians' 7 tips for reducing blood pressure and improving your heart health.

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Australians are spending more than ever on maintaining their dental health

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What exactly is Extras cover and do I even need it? We explain the details.

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