Skip the wait
We'll waive the 2 and 6 month wait on Extras when you choose any Hospital + Extras cover online by 31 January.
So you can start claiming right away!
New Australian resident members only. See T&Cs.
Already an nib member?
Why nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Here when it matters most
Find out how you can get Gold-level Hospital benefits if you have an accident.
Emergency Ambulance
All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.
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Looking for the right health cover? We can help.
Claiming made easy with the nib App
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.
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Find a provider in our network
Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, hospitals and more.