* NSW/ACT. Price has been reduced by the Australian Government Rebate for singles aged <65 with income less than $90,000 for Medicare Levy Surcharge purposes and 4% direct debit discount. Excludes Lifetime Health Cover loading. $500 hospital excess per person per calendar year. Conditions apply.
If you aren't happy with your cover we'll refund your premiums if you change your mind and contact nib to cancel in the first 30 days (providing you haven't made a claim).Resume Joining
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.Find out more
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nib MediGap is designed to help minimise out-of-pocket expenses for nib customers going to hospital. After a comprehensive review, we've made changes to the schedule of MediGap payments for doctors and specialists.See what's changed