Get covered today
Join any combined Hospital + Extras cover online and skip the 2 & 6 month wait on Extras
Plus, join by 30 November and get up to $300 off your policy
New Australian resident members only. See T&Cs.
Singles
Cover for every individual to protect against the unexpected and claim on everyday health services for peace of mind.
Couples
Cover for both you and your partner, whether you want peace of mind or comprehensive protection.
Family
We offer cover for every family, from families with little ones, all-grown-up ones, or more on the way.
Overseas students and workers
Award-winning covers for overseas students and workers that meet the Australian Department of Home Affairs' (DHA) visa conditions.
Already an nib member?
Why nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Here when it matters most
Find out how you can get Gold-level Hospital benefits if you have an accident.
Emergency Ambulance
All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.
Looking for the right health cover? We can help.
Claiming made easy with the nib App
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.
iPhone is a trademark of Apple Inc., registered in the U.S. and other countries.
Find a provider in our network
Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, hospitals and more.