This month only
We’ll waive the 2 & 6 month waiting periods on Extras
Join any combined Hospital + Extras package
Offer only available to new customers. Terms and conditions
30 day cooling off period
If you aren't happy with your cover we'll refund your premiums if you change your mind and contact nib to cancel in the first 30 days (providing you haven't made a claim).
Resume JoiningWhy nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Accidental Injury Benefit
Seek treatment at a hospital Emergency Department within 24 hours of an accident & if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.
Emergency Ambulance
No annual limits on Emergency Ambulance transportation - excludes residents of QLD and TAS who have ambulance services provided by their State Ambulance Schemes.
I have always found nib online user friendly and when I need to call there is always someone to help promptly.Margaret, nib customer
Keep up to date with
the latest nib news
nib takes health cover global for Aussie expats
Australians planning to live and work overseas are now able to access international health insurance with nib's Expatriate Health Insurance cover.
How to compare health insurance
Comparing your health insurance options can be an overwhelming experience but it's important to remember it's not all about price.
Choc-coffee energy bites
Did you know International Coffee Day is in October? Get your caffeine fix by making these yummy choc-coffee bites.
Looking for the
right health cover?
We can help.
Get a quote
Claiming made easy with the nib app
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.
Find out moreiPhone and iPad is a trademark of Apple Inc., registered in the U.S. and other countries.
Important changes to nib MediGap
nib MediGap is designed to help minimise out-of-pocket expenses for nib customers going to hospital. After a comprehensive review, we've made changes to the schedule of MediGap payments for doctors and specialists.
See what's changed