Supporting you through COVID-19 with expanded cover, financial hardship options and benefits for telehealth services. Find out more

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Get covered today

Get a Virtual Visa eGift Card of up to $400

Join any combined Hospital + Extras cover online and skip the 2 & 6 month wait on Extras

Plus, join by 30 June and get a Virtual Visa eGift Card of up to $400


New Australian resident members only. See T&Cs.

Find the right health insurance for you

Already an nib member?

Why nib health insurance is worth it

Choose your Extras provider

For Extras like dental and physio, see any provider with professional qualifications recognised by nib.

Here when it matters most

Find out how you can get Gold-level Hospital benefits if you have an accident.

Emergency Ambulance

All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.

Looking for the right health cover? We can help.

Claiming made easy with the nib App

Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.

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Find a provider in our network

Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, hospitals and more.