Get covered today
Join a combined cover online and skip the 2 & 6 month wait on Extras
Plus, join by June 30 to get a $200 Virtual Visa eGift Card!
Offer available to new customers, Australian residents only. Terms and conditions
30 day cooling off period
If you aren't happy with your cover we'll refund your premiums if you change your mind and contact nib to cancel in the first 30 days (providing you haven't made a claim).
Resume JoiningAre you 31?
Don't wait to get private health insurance. Join any nib Hospital cover by 1 July following your 31st birthday and you could avoid paying the Lifetime Health Cover loading.
Find out more
This price is based on a Single in NSW who wants to start their cover on 20/06/2019.
The price includes the Australian Government Rebate for a Single aged < 65 with a taxable income of $90,000 or less in the financial year ending 30 June 2019,
4% direct debit discount, 0% age-based discount, $750 excess per calendar year and assumes a
Lifetime Health Cover loading of 0% for your hospital price.
You should consider your personal circumstances when selecting your cover.
This price is based on a Single in NSW who wants to start their cover on 20/06/2019.
The price includes the Australian Government Rebate for a Single aged < 65 with a taxable income of $90,000 or less in the financial year ending 30 June 2019,
4% direct debit discount, 0% age-based discount, $750 excess per calendar year and assumes a
Lifetime Health Cover loading of 0% for your hospital price.
You should consider your personal circumstances when selecting your cover.
Already an nib member?
LOG INWhy nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Accidental Injury Benefit
Seek treatment at a hospital Emergency Department within 24 hours of an accident & if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.
Emergency Ambulance
No annual limits on Emergency Ambulance transportation - excludes residents of QLD and TAS who have ambulance services provided by their State Ambulance Schemes.
I have always found nib online user friendly and when I need to call there is always someone to help promptly.Margaret, nib customer
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Claiming made easy with the nib app
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.
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Important information about nib MediGap
nib MediGap is designed to help minimise out-of-pocket expenses for nib customers going to hospital. After a comprehensive review, we've made changes to the schedule of MediGap payments for doctors and specialists.
Read MoreFind a First Choice
Provider
The nib First Choice network is a community of trusted health professionals designed to help our customers access care with peace of mind. Next time you're due to see a dentist or need a new set of glasses, you can get great value with our First Choice Provider Network.
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