30 day cooling off period
If you aren't happy with your cover we'll refund your premiums if you change your mind and contact nib to cancel in the first 30 days (providing you haven't made a claim).Resume Joining
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Why nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Accidental Injury Benefit
Seek treatment at a hospital Emergency Department within 24 hours of an accident & if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.
No annual limits on Emergency Ambulance transportation - excludes residents of QLD and TAS who have ambulance services provided by their State Ambulance Schemes.
I have always found nib online user friendly and when I need to call there is always someone to help promptly.Margaret, nib customer
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Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.Find out more
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Important information about nib MediGap
nib MediGap is designed to help minimise out-of-pocket expenses for nib customers going to hospital. After a comprehensive review, we've made changes to the schedule of MediGap payments for doctors and specialists.Read More
Find a First Choice
The nib First Choice network is a community of trusted health professionals designed to help our customers access care with peace of mind. Next time you're due to see a dentist or need a new set of glasses, you can get great value with our First Choice Provider Network.Search Now