30 day cooling off period
If you aren't happy with your cover we'll refund your premiums if you change your mind and contact nib to cancel in the first 30 days (providing you haven't made a claim).Resume Joining
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Why nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Here when it matters most
Find out how you can get Gold-level Hospital benefits if you have an accident.
All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.
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right health cover?
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Claiming made easy with the nib app
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.Find out more
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Find a provider in our network
Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs.
Find specialists, dentists, physios, optometrists and more.