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We'll waive 2 & 6 month waiting periods on Extras

Join a combined cover online and skip the 2 & 6 month wait on Extras

Plus, join by April 30 to get up to $400 off your policy


Plus, join by April 30 to get up to $400 off your policy. Offer available to new customers, Australian residents only. Terms and conditions

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Why nib health insurance is worth it

Choose your Extras provider

For Extras like dental and physio, see any provider with professional qualifications recognised by nib.

Accidental Injury Benefit

Seek treatment at a hospital Emergency Department within 24 hours of an accident & if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.

Emergency Ambulance

No annual limits on Emergency Ambulance transportation - excludes residents of QLD and TAS who have ambulance services provided by their State Ambulance Schemes.

I have always found nib online user friendly and when I need to call there is always someone to help promptly.
Margaret, nib customer

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Claiming made easy with the nib app

Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.

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Claming made easy with the nib app

Important information about nib MediGap

nib MediGap is designed to help minimise out-of-pocket expenses for nib customers going to hospital. After a comprehensive review, we've made changes to the schedule of MediGap payments for doctors and specialists.

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Find a First Choice

The nib First Choice network is a community of trusted health professionals designed to help our customers access care with peace of mind. Next time you're due to see a dentist or need a new set of glasses, you can get great value with our First Choice Provider Network.

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