Skip the wait
We'll waive the 2 and 6 month wait on Extras when you choose any Hospital + Extras cover online by 31 August.
So you can start claiming right away!
New Australian resident members only. See T&Cs.
Singles
Cover for every individual to protect against the unexpected and claim on everyday health services for peace of mind.
Couples
Cover for both you and your partner, whether you want peace of mind or comprehensive protection.
Family
We offer cover for every family, from families with little ones, all-grown-up ones, or more on the way.
Overseas students and workers
Award-winning covers for overseas students and workers that meet the Australian Department of Home Affairs' (DHA) visa conditions.
Already an nib member?
2022 premium increases
As members continue to experience ongoing financial and economic pressures due to COVID-19, we're postponing premium increases for our Australian Residents Health Insurance members until 1 November 2022.
Why nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Here when it matters most
Find out how you can get Gold-level Hospital benefits if you have an accident.
Emergency Ambulance
All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.
Introducing GreenPass
If you're not ready to commit to health insurance, a GreenPass subscription offers affordable and personalised support to help you on your journey towards better health. Plus, get rewarded along the way!
Looking for the right health cover?We can help.
Claiming made easy with the nib App
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.
Find a provider in our network
Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, hospitals and more.