Join by June 30
New customers could get a $200 gift card
Join any combined Hospital + Extras package online
Offer only available to new customers, one per policy. Terms and conditions
30 day cooling off period
If you aren't happy with your cover we'll refund your premiums if you change your mind and contact nib to cancel in the first 30 days (providing you haven't made a claim).
Resume JoiningAre you 31?
Don't wait to get private health insurance. Join any nib hospital cover by 1 July following your 31st birthday and you could avoid paying the Lifetime Health Cover loading.
Find out more* NSW/ACT price only (for singles only). Price reduced by the Australian Government Rebate for singles aged <65 with a taxable income of <$90,000 and 4% direct debit discount (excluding credit card payment). Excludes Lifetime Health Cover loading. $500 hospital excess per calendar year. Waiting periods and conditions apply.
* NSW/ACT price only (for singles only). Price reduced by the Australian Government Rebate for singles aged <65 with a taxable income of <$90,000 and 4% direct debit discount (excluding credit card payment). Excludes Lifetime Health Cover loading. $500 hospital excess per calendar year. Waiting periods and conditions apply.
Why nib health insurance is worth it
Choose your Extras provider
For Extras like dental and physio, see any provider with professional qualifications recognised by nib.
Accidental Injury Benefit
Seek treatment at a hospital Emergency Department within 24 hours of an accident & if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.
Emergency Ambulance
No annual limits on Emergency Ambulance transportation - excludes residents of QLD and TAS who have ambulance services provided by their State Ambulance Schemes.
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Private vs Public Health Insurance: A tale of two emergencies
What's the difference between the Australian public health system and having private health insurance? Phil and Stu's stories are a great example.
Lifetime Health Cover: I'm turning 31 this year, what does that mean for private health insurance?
Turning 31 can be synonym to exciting times, but it can also mean you're now subject to the Lifetime Health Cover Loading.
NSW Blues players vs NRL legends: who does it best?
To celebrate nib's partnership with the 2017 State of Origin, we asked some of the game's legends to tackle our pre-game prep questions.
I have always found nib online user friendly and when I need to call there is always someone to help promptly.Margaret, nib customer
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Claiming made easy with the nib app
Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.
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Important information about nib MediGap
nib MediGap is designed to help minimise out-of-pocket expenses for nib customers going to hospital. After a comprehensive review, we've made changes to the schedule of MediGap payments for doctors and specialists.
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Provider
The nib First Choice network is a community of trusted health partners including dentists, general practitioners and medical specialists designed to help our customers access care with peace of mind.
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