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Healthcare guide

For overseas students and workers in Australia

nib OSHC and OVHC members

New to healthcare in Australia? Learn how the healthcare system works, where to go when you need medical care and how to find a healthcare provider.

Are you an Australian resident? See your benefits.

Connecting you with the right care

What kind of healthcare do you need?

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Access healthcare from home

These services* are offered through our partnership with hub.health.

Cannot go to the doctor in person?


Need a medical certificate?


Get medical care in person

When you need medical care, it's important to choose the service that's right for your situation.

These healthcare services* can help with a wide range of illnesses, injuries and health concerns that are not life-threatening.

Where do I go?

Have a mild health concern?


Need medical advice or treatment?

Go to a hospital for emergency care or planned procedure

Hospitals can provide emergency medical care as well as planned treatment, such as surgery.

If your home country doesn’t have a Reciprocal Health Care Agreement with Australia, you may need your health cover to help pay for hospital costs.

Need emergency care?

Have a planned surgery or hospital procedure?

Use our Find a Provider tool to find medical care

Search for healthcare providers in our network that may help reduce your out of pocket costs.

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Screenshot of nib Find a provider homepage on a MacBook and iPhone

1. Access our Find a Provider tool

Our Find a Provider tool helps you find healthcare providers in our network. It shows available providers based on your healthcare needs and location, helping you choose where to receive care.

Screenshot of the "I'm looking for" field in the nib Find a provider on an iPhone

2. Search for the care or service you need

Use the “I’m looking for…” search bar to find healthcare providers in our network, including GPs (General Practitioners), hospitals, radiology and pathology providers.

Screenshot of the "Located" field in the nib Find a provider on an iPhone

3. Add your location

Enter your suburb or postcode to find healthcare providers near you, then select 'Search'.

Screenshot of the a medical centre information and filtering feature in the nib Find a provider on an iPhone

4. Choose a provider

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Screenshot of nib Find a provider homepage on a MacBook and iPhone

1. Access our Find a Provider tool

Our Find a Provider tool helps you find healthcare providers in our network. It shows available providers based on your healthcare needs and location, helping you choose where to receive care.

Screenshot of the "I'm looking for" field in the nib Find a provider on an iPhone

2. Search for the care or service you need

Use the “I’m looking for…” search bar to find healthcare providers in our network, including GPs (General Practitioners), hospitals, radiology and pathology providers.

Screenshot of the "Located" field in the nib Find a provider on an iPhone

3. Add your location

Enter your suburb or postcode to find healthcare providers near you, then select 'Search'.

Screenshot of the a medical centre information and filtering feature in the nib Find a provider on an iPhone

4. Choose a provider

Frequently asked questions

Need language interpretation?

Connect with TIS National

Access a free government interpreter for support in your language.

*Always check your level of cover before booking or receiving treatment. Some international health insurance products do not include benefits for outpatient services such telehealth, pharmacy, GP or Urgent care clinics, which may result in out of pocket costs.

^The provision of a medical certificate is not guaranteed and will depend on the information provided during your consultation and whether the medical doctor or nurse practitioner deems it to be appropriate.

**The provision of treatments is not guaranteed. It will be based on the information you provide during your consultation and whether the medical doctor or nurse practitioner deems it to be appropriate for the care of your individual health needs. Please note that treatments which have high potential for misuse, abuse or addiction cannot be recommended via telehealth.