Skip to content

Member benefits

As a member, you get more than just great health cover. Access rewards, discounts and programs to suit your health and lifestyle.

Win an Apple Watch every day for 60 days*

Image of an Apple Watch and a man running outdoors checking his Apple Watch

Win an Apple Watch every day for 60 days*

Just take your free online health check by March 22

Check your health

*Competition closes 22 March 2024. Max 1 entry per person. Eligibility and T&Cs apply . Apple is not a participant in or sponsor of this promotion. Apple Watch is a trademark of Apple Inc. NSW TP/00507, SA T23/2003, ACT T23/02608.

Save with nib Rewards

Take advantage of exclusive offers, discounts, promotions and rewards just by being an nib member.

Make the most of our member-only tools

Get more from your health cover with access to our health tools and programs.

A close up of a smiling woman

Find your provider

Search our network of healthcare professionals in your local area to get the best value from your cover.


A woman, man and small girl sitting together on a deck

Going to hospital

We can help you prepare for hospital, select a specialist and show you how to reduce your costs.


A smiling woman using a smart phone

Your nib App

Claim in a snap, check your Extras limits, manage your cover and search for local healthcare professionals.


A smart phone being tapped against a HICAPS machine

Your digital nib card

Find your digital card for Apple and Android in the latest nib App so you can have your member card handy wherever you go.


Using the nibby chat bot on nib.com.au

Chat to nibby

You’ll be surprised what nibby knows. Chat is available online 24/7 to help you manage your cover and point you in the right direction.


A close up of a smiling woman

Find your provider

Search our network of healthcare professionals in your local area to get the best value from your cover.


A woman, man and small girl sitting together on a deck

Going to hospital

We can help you prepare for hospital, select a specialist and show you how to reduce your costs.


A smiling woman using a smart phone

Your nib App

Claim in a snap, check your Extras limits, manage your cover and search for local healthcare professionals.


A smart phone being tapped against a HICAPS machine

Your digital nib card

Find your digital card for Apple and Android in the latest nib App so you can have your member card handy wherever you go.


Using the nibby chat bot on nib.com.au

Chat to nibby

You’ll be surprised what nibby knows. Chat is available online 24/7 to help you manage your cover and point you in the right direction.


Enjoy member discounts

First Choice Optical

We've partnered with a range of optical providers to bring our members discounts and 'no gap' offers.

100% back on nib Dental Care

You can get 100% back^ on dental check-ups at nib Dental Care Centres.

Specsavers

Enjoy savings at Specsavers with discounts on a range of single-vision glasses and lens options.

4% discount for direct debit~

Get a 4% discount off the price of your health cover when you pay by direct debit.

Up to 10% discount for under 30s#

If you're under 30, you'll get up to 10% off any of our Australian Resident Hospital covers.

nib Travel Insurance

Get 10%* off nib travel insurance plans. Protect your trip and travel well.
Consider the PDS & TMD. *T&Cs apply.

First Choice Optical

We've partnered with a range of optical providers to bring our members discounts and 'no gap' offers.

100% back on nib Dental Care

You can get 100% back^ on dental check-ups at nib Dental Care Centres.

Specsavers

Enjoy savings at Specsavers with discounts on a range of single-vision glasses and lens options.

4% discount for direct debit~

Get a 4% discount off the price of your health cover when you pay by direct debit.

Up to 10% discount for under 30s#

If you're under 30, you'll get up to 10% off any of our Australian Resident Hospital covers.

nib Travel Insurance

Get 10%* off nib travel insurance plans. Protect your trip and travel well.
Consider the PDS & TMD. *T&Cs apply.

~Only available for Australian Resident policies. Not available on ambulance cover.

#Eligible members must be aged 18-29 and not a dependant under the policy. Discount calculated at 2% for each year an eligible member is aged under 30, to a maximum of 10% for 18 to 25 year olds. Read more.

Other benefits

Two women walking arm in arm outdoors

Access Health Management Programs

We want you to be at your healthiest. That’s why we’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.


A woman wearing an Oz Harvest shirt

Helping others with nib foundation

We're helping people to live healthier lives through nib foundation. We've committed over $21 million in funding to support 166 charities.


A woman using a smart phone and eating toast

HealthCheck

Complete the free HealthCheck survey to get personalised insights and resources to help you focus on improving key areas of your health.


Two women walking arm in arm outdoors

Access Health Management Programs

We want you to be at your healthiest. That’s why we’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.


A woman wearing an Oz Harvest shirt

Helping others with nib foundation

We're helping people to live healthier lives through nib foundation. We've committed over $21 million in funding to support 166 charities.


A woman using a smart phone and eating toast

HealthCheck

Complete the free HealthCheck survey to get personalised insights and resources to help you focus on improving key areas of your health.


Check out The Check Up

Your hub of the latest news and info on health insurance, wellness, recipes, exercise tips and more. Get your monthly subscription straight to your inbox along with your nib membership.

Become a member

There's more to nib than just great health cover. Join today and become part of the community.