Member benefits

Save with nib Rewards

Get even more value from your membership with discounts on major brands. Earn points on selected offers and unlock even more savings - it’s our way of saying thanks for being with nib!

More about nib Rewards

Disclaimers

+Only available for Australian Resident policies. Not available on ambulance cover.

#Eligible members must be aged 18-29 and not a dependant under the policy. Discount calculated at 2% for each year an eligible member is aged under 30, to a maximum of 10% for 18 to 25 year olds. Read more

^The discount applies to current nib and GU Health members, current nib Thrive participants and other eligible nib member cohorts who are eligible to purchase and are issued a nib Direct Travel Insurance policy. The discount is not available to nib International Students and Worker members, customers of nib partner-branded products, free members, or former or inactive members or participants. The discount applies to new policy purchases and is based on standard premium rates, including optional covers. It applies automatically upon successful input of a valid membership number, participant number or promotional code, as applicable, and applies to any changes, upgrades or amendments made to the policy prior to commencement of the journey. The discount may apply to changes made after commencement of the journey. Contact Allianz Global Assistance to find out more. Not to be used in conjunction with any other offer.

nib Life Pty Ltd ABN 91 003 037 625 AR 321683 (nib) arranges this insurance as authorised representative for AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA). AGA issues and manages travel insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Terms, conditions, exclusions, limits and applicable sub-limits apply. nib, Allianz and AGA do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Any advice is general only. You should consider whether the advice is appropriate for you. Before making a decision please consider the Product Disclosure Statement. The Target Market Determination is available at www.allianzpartners.com.au/policies/. nib and AGA receive a commission which is a percentage of the premium you pay for a policy - ask us for further details prior to purchasing.  

**Eligible nib members are entitled to a 10% discount on nib Life Insurance premiums, which remains in place for the duration of the cover. nib members are current nib Health members (excluding international members), current Free members or an nib Travel policyholder with an unexpired policy. This offer applies only to new customers who take out a quote and purchase nib Life Insurance policies. The terms of this offer may change at any time. This offer may be revoked at any time.

The information provided on this website is factual in nature and any advice is general in nature. Before making a decision to purchase or continue holding a product, you should consider your personal objectives, financial situation and needs. You should also read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG), available on this website.

nib Life Insurance is issued by NobleOak Life Limited (NOL) (ABN 85 087 648 708) (AFSL 247302). In this communication, all references to “our”, “us”, “we”, “NobleOak” means NOL. nib Life Pty Limited (ABN 91 003 037 625) (nib) is an Authorised Representative of NobleOak Services Limited AFSL 286798 for the purposes of providing general advice and arranging for customers to apply for nib Life Insurance. nib acts on behalf of NobleOak Services and not on your behalf. nib and its related bodies corporate (nib entities) do not assess and are not responsible for applications, claims or benefit payments under the product or in connection with life insurance. nib Life Insurance issued by NOL is not a product of, nor is it guaranteed by, nib or any related bodies corporate of nib. NOL and its representatives handle all claims.

You should not cancel any existing life insurance policy until you have received written confirmation that your replacement cover is in place.

* The provision of a medical certificate is not guaranteed and will depend on the information provided during your consultation and whether the clinician deems it to be appropriate.

~Offer valid until 30 June 2027. Applicable to the following services provided by hub.health– telehealth and medical consultations with a clinician, medical certificates, treatment purchases and shipping. The offer does not apply to hubPass subscription fees or medical weight loss program. The discount cannot be used in conjunction with hubPass membership, medical weight loss program or with any other promotional offer or discount. nib and hub.health reserve the right to withdraw this offer at any time. hub.health Terms and Conditions will apply.