The last thing you’ll want to worry about during an emergency is paying for the cost of an ambulance. Prepare for the unexpected with emergency ambulance cover.
What’s included with Ambulance cover
Calling an ambulance can be critical, but an unexpected bill can add unnecessary stress to the situation. Get peace of mind with our emergency ambulance cover.
Emergency ambulance only cover includes:*
One-day waiting period.
Emergency ambulance transport to hospital provided by a state or territory ambulance service paid at 100% of the cost.
Emergency ambulance call out fees (where the member is treated at the scene by paramedics, and it is determined that transport to hospital is not required).
Transport between hospitals, when transfer is medically necessary (due to the existing Hospital not specialising in the treatment needed).
No hospital excess is applicable for this service.
The cost of an ambulance in each state
Medicare doesn't cover the cost of emergency transport or ambulance services to hospital. As a result, ambulance costs are different in each state and territory, with a few exemptions and exceptions.
For example, QLD and TAS residents, and pension and health care card holders may be covered for ambulance services by State ambulance schemes.
To view the ambulance costs in your state or territory, head to our guide which we have created that outlines how much you can expect to pay in each state and territory across Australia.
*Not available to: (i) QLD residents who have ambulance services provided by their State ambulance schemes; (ii) TAS residents who are covered under state ambulance schemes in TAS and when travelling in mainland Australia except SA or QLD; or (iii) pensioner, concession or health care card holders who have ambulance services provided by State ambulance schemes (check entitlements with Centrelink if unsure).
Benefits for ambulance transportation is only payable where the provider describes the transportation as an ‘Emergency’.
Why not try our Hospital and Extras covers?
Get total peace of mind with our range of hospital and extras cover. Whether you are looking for extras to keep you healthy or hospital cover to protect you from the unexpected (or both), our covers give you access to unlimited emergency Ambulance cover. Get a quote now.