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Couples Health Insurance

It's important to get the right health insurance that suits your stage of life. Whether you're a young couple, health-conscious, or just want peace of mind, we’ve got you covered.

Picking the right health insurance is all about making sure it fits in with your lifestyle.

Young couples

You're a young, fit and healthy couple who are looking for great value health cover together. You’re after a cover which includes emergency ambulance and accidental injury.

Health-conscious

You and your partner are focused on your health and wellbeing. You may be thinking of starting a family, so you want to make sure you have the right level of cover.

Peace of mind

You and your partner would like to be covered for a wide range of services, so you're looking for the best cover to suit your needs.

Why nib health insurance is worth it

Accidental injury benefit

Seek treatment at a hospital Emergency Department within 24 hours of an accident & if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.

Choose your Extras provider

For extras like dental and physio, see any provider with professional qualifications recognised by nib.

Emergency Ambulance

No annual limits on Emergency Ambulance transportation - excludes residents of QLD and TAS who have ambulance services provided by their State Ambulance Schemes.

Young couples

Being young and fit is great. But being young, fit and covered for the unexpected is even better.

Having the right level of health insurance will allow you and your partner to focus on the important things, like training for your next tennis doubles instead of worrying about extra funds if the unexpected occurred.

Some cover options to consider

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Discounts for people under 30

You’ll be eligible for a premium discount of up to 10% if you’re aged 18-29 years old and have Hospital cover - nice one! We’ll apply your discount automatically from 1 April 2019.

Save at tax time

Purchasing health insurance may deliver tax savings if you have a taxable income above $90,000 (singles) or $180,000 (couples, families and single parent families).

A heap of positive changes have recently been rolled out

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Health-conscious

Being a health-conscious couple, you know it’s important to be covered for the right services that suit your lifestyle.

You’re looking for an affordable cover that includes more than just the basics, or you might be thinking about starting a family. Our Gold-tier Hospital covers include pregnancy-related services. Remember, there’s a 12 month waiting period for maternity cover – so you’ll have to factor that in.

Some cover options to consider

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Ready to compare these cover options?

nib Agreement Private Hospital

You can reduce or eliminate the need to pay out-of-pocket hospital expenses by being treated in a nib Agreement Private Hospital. nib has agreements with most of Australia’s private hospitals.

Increase your excess, lower your premium

From 1 April, select a higher level of excess to make your premium more affordable. Choose an increased excess of $1,500 for couples or families.

Health cover terms can be confusing so let's break them down

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Peace of mind

It's important to know you and your partner are covered for the unexpected, so you’re after our most comprehensive hospital cover.

nib helps you afford the private hospital treatment you want. With private health cover you can avoid public hospital waiting lists, choose the specialists who treat you and stay in a private room.

Some cover options to consider

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Ready to compare these cover options?

Can you afford to wait?

Without the right cover, wait times in the public system can be weeks, and even months. Private hospital treatment can be very expensive without health insurance. Read more.

nib Agreement Private Hospital

Freedom to change your mind with our 30 day cooling off period. Simply contact nib to cancel within 30 days and we will refund your premiums (provided you haven't made a claim).

Here are eight benefits you can access as an nib member

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Already started a family?

Check out our page on family health insurance.

Not seeing anything you're after?

Check out our guide to comparing health insurance.