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Travel insurance for the United Kingdom
From the humdrum of London to the coastline that hems Great Britain, there’s plenty to see and do in the UK. Learn how travel insurance could help.
15% off travel insurance for nib Health members*
What's covered?
When you buy travel insurance with nib, no matter where in Great Britain you roam, we may be able to help if mishaps wreak havoc on your holiday.
Depending on the policy you choose, some of the key benefits of our travel insurance policies include:
Flight cancellation or delay
We will cover you if during your trip your pre-paid scheduled public transport is cancelled, rescheduled or delayed due to an unforeseen reason outside your control, and you are subsequently delayed for at least 6 hours.
Overseas medical cover
Overseas medical cover can be a lifesaver if you’re injured or become well while travelling overseas. If the worst happens, nib offers cover that can help ease the often-steep mountain of medical bills if you need to see a doctor, end up in hospital, or require medical evacuation and repatriation.
Luggage and personal effects
Navigating another country without your luggage isn’t fun for anyone. That’s why nib offers cover for luggage and personal effects, to reduce your worry-load if you become separated from your things.
Medical evacuation and repatriation
Whether you’re marvelling at Stonehenge or exploring the beauty of the Isle of Skye, sudden illness or injury could see you needing urgent medical evacuation or even repatriation.
Why consider travel insurance when you travel to the UK
Skiing and snowboarding in the UK
The UK and skiing typically don’t go hand-in-hand. But the Pennines and the Lake District are havens for snow sports.
Skiing and snowboarding come with their fair share of injuries, so if you do plan to hit the slopes while in Great Britain, we offer snow sports cover, with benefits including ski run closure, ski lift passes, and hiring replacement snow equipment
Access Emergency Assistance 24/7
nib travel insurance provides access to emergency assistance 24-hours a day, seven days a week. If you or someone on your policy need help finding the nearest medical facility, doctor, or even dental, we’re here to help.
Explore the great outdoors
Pristine coastline, rolling green hills, and ancient relics embedded in the landscape. The UK offers innumerable wonders in its natural landscape and a slew of ways in which you can explore the great outdoors, from hiking, to paddling down rivers.
Traveller tip: We offer cover for overseas medical expenses on our Comprehensive and Essentials plans if you’re injured or become ill while travelling. Contact the 24-hour Emergency Assistance team.
What's not covered
Travel insurance isn’t designed to cover everything. While we offer cover for a variety of scenarios, there are things we simply don’t cover, such as:
Any medical and medical-related expenses incurred before you’ve left the country or after you’ve returned home to Australia.
Changing your mind: If you change your mind and decide not to travel.
Unattended luggage or personal belongings: We don’t cover bags or belongings that are stolen when left unattended, or in any case where reasonable care has not been taken to look after them.
Flight delays of less than six hours.
When you take out a travel insurance policy you should choose the level of cover best suited to your travel plans in the UK, whether that means a week in Edinburgh or a month by the sea in Cornwall.
As always, our priority at nib is to help you travel confidently, and to know exactly where you stand with your coverage. You should read the terms, conditions, limits, and exclusions in the Product Disclosure Statement (PDS) to understand your policy thoroughly.
Frequently asked questions about travel in the UK
Need to know more?
If you still have questions we’re here to help. Contact us.
In case of a medical emergency, the 24/7 Emergency Assistance Team are always on hand to help.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.