So you can make the most of your health cover, let us guide you through your options when going to hospital. We recommend you check your current health cover is right for you. It's important that you have an overview of some of the other things you need to be aware of before going to hospital, such as out of pocket expenses, excess and pre-existing conditions.
If you need to go to hospital, the next section Preparing for hospital is a helpful step-by-step guide to help reduce your out of pockets, including choosing an nib MediGap specialist and an nib Agreement Hospital.
You can also call us on 1800 098 783 to discuss your options.
Help when it matters most
If you seek treatment with a medical practitioner or at an emergency department within 72 hours of an accident, and you then need to be admitted to hospital, you'll receive benefits in line with our Gold Hospital cover for the next 90 days.