So you can make the most of your health cover, let us guide you through your options when going to hospital. We recommend that you check your current health cover is right for you. It's important that you have an overview of some of the other things you need to be aware of before going to hospital, such as out of pocket expenses, excess and pre-existing conditions.
If you need to go to hospital, the next section Preparing for hospital is a helpful step-by-step guide to help reduce your out of pockets, including choosing an nib MediGap Specialist and an nib Agreement Hospital.
You can also call us on 1800 098 783 to discuss your options.
Accidental Injury Benefit
Seek treatment at a hospital Emergency Department within 24 hours of an accident and if you need to be admitted, you’ll receive benefits in line with our top hospital cover for the next 90 days.