Out of pocket expenses

No matter what cover you've got, it's possible you'll have to pay something towards going to hospital. It's usually the difference between what nib pays for, and the total cost of your stay in hospital. They're known as out of pocket expenses. They come from your pocket — and can't be claimed back.

How nib can help you with out of pocket expenses

The total cost of your stay in hospital depends on the hospital, your doctors and your specific procedure. Before going to hospital, we can explain how to keep costs down and even avoid out of pocket expenses altogether by:

Call us on 13 16 42 for more information.