nib hospital cover pays an amount towards your treatment depending on your level of cover and the hospital you choose to stay in (nib Agreement Private Hospital, non-agreement Private Hospital or any public hospital).
Combined with Medicare, your health insurance will help cover the cost of your treatment as a private patient in a private hospital. However, it’s important to remember that health insurance will only pay benefits for services included in your hospital cover. Providing your procedure is covered and you attend an nib Agreement Private Hospital (or any public hospital as a private patient) nib covers you for:
nib will also cover the following things in-line with our agreement with the hospital. You may have an out of pocket expense in some cases for these services:
Please refer to the Policy Booklet for more information about what’s covered in hospital.
There are some things that are not covered. Excluding these services helps to keep the cost of your health insurance down.
Enjoy peace of mind knowing you are covered for hospital treatment and accommodation. As an nib customer you have the choice of being admitted to a public or private hospital. Private hospitals allow you to avoid long public hospital waiting lists and allow you to choose your preferred specialist. Learn what your Hospital cover includes.
You should always check what you're covered for before you go to hospital. Contact us so we can help you keep any extra expenses to a minimum.