nib First Choice Physiotherapy
With nib Extras, members get 100% back on their initial consultation^ and agreed rates* when they see a First Choice network physio provider.
Not a member? View our Extras cover.

Get great value physio with our First Choice network
We're making quality care more affordable and accessible for everyone with our First Choice network of physiotherapy providers.
The First Choice network is our community of specially selected health providers, who have promised they will deliver quality care and value for money by offering agreed rates* for nib members.
Why choose nib Extras for physiotherapy?

No Gap initial consultation^
Visit an nib First Choice physio provider and get 100% back on your initial consultation^.
Extras could help you save
Extras cover helps with some of the cost for services that aren’t covered by Medicare. Don't have Extras cover? View our options.
Your choice of healthcare provider
Use our Find a Provider tool to find a First Choice network physio near you.
Value for members
Get between 55% to 75% back at follow-up appointments, depending on your level of Extras cover.
Instant claiming made easy
Claim on the spot after your physio appointment using your digital nib card.
Extras could help you save
Extras cover helps with some of the cost for services that aren’t covered by Medicare. Don't have Extras cover? View our options.
Your choice of healthcare provider
Use our Find a Provider tool to find a First Choice network physio near you.
Value for members
Get between 55% to 75% back at follow-up appointments, depending on your level of Extras cover.
Instant claiming made easy
Claim on the spot after your physio appointment using your digital nib card.
What's the process?
Search for a First Choice network physio

1. Search for a First Choice network physio
Attend your physio appointment

2. Attend your physio appointment
Make a claim on the spot

3. Make a claim on the spot
Need a follow-up visit?

4. Need a follow-up visit?
Frequently asked questions
Find your nearest physio provider today

Find your nearest physio provider today
Search our First Choice network physio providers to get the most out of your nib Extras cover.
Choose your Extras
Reaching your annual limits or not covered for physio? Explore our range of Extras cover today.
Core Extras
Essential cover for the most common healthcare services. Get 60% back on each visit, up to the annual limits.
- Optical
- General dental
- Major dental
- Physiotherapy
Core Extras Boost
The same Core cover, with higher annual limits for each service.
- Optical
- General dental
- Major dental
- Physiotherapy
Core and Wellbeing Extras
Cover for additional healthcare services. Get 60% back on each visit, up to the annual limits.
- Optical
- General dental
- Major dental
- Physiotherapy
- Chiropractic / Osteopathy
- Psychology
Top Extras
Cover for an extensive range of healthcare services with higher annual limits. Get 75% back on each visit, up to the annual limits.
- Optical
- General dental
- Major dental
- Physiotherapy
- Chiropractic / Osteopathy
- Psychology
- Natural Therapies
- Orthodontia
Core Extras
Essential cover for the most common healthcare services. Get 60% back on each visit, up to the annual limits.
- Optical
- General dental
- Major dental
- Physiotherapy
Core Extras Boost
The same Core cover, with higher annual limits for each service.
- Optical
- General dental
- Major dental
- Physiotherapy
Core and Wellbeing Extras
Cover for additional healthcare services. Get 60% back on each visit, up to the annual limits.
- Optical
- General dental
- Major dental
- Physiotherapy
- Chiropractic / Osteopathy
- Psychology
Top Extras
Cover for an extensive range of healthcare services with higher annual limits. Get 75% back on each visit, up to the annual limits.
- Optical
- General dental
- Major dental
- Physiotherapy
- Chiropractic / Osteopathy
- Psychology
- Natural Therapies
- Orthodontia
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Disclaimers
*Fixed rates are entered into by physiotherapists participating in nib’s First Choice network.
^100% refers to 100% of the First Choice agreed rate. This No Gap offer is only available for an in-person initial consultation (item 500) which refers to the first session provided by the practitioner in respect of an injury, or the first session in a new episode of care for the same injury. This excludes follow-up consultations, long consultations, telehealth consultations and group classes. Payment by nib of physio benefits is subject to waiting periods, annual limits and service limits. nib Fund Rules and Policy booklet terms apply. Check your cover by visiting your member account or call 13 16 42. The services provided will be deducted from your annual limits and/or service limits. It cannot be substituted or redeemed for cash.