Before your trip, check the latest government advice for any travel alerts for your destination.
Taking a study break to travel is exciting! But when you’re away from home, unexpected things can happen. nib travel insurance may help.
If you’re an overseas student residing in Australia and looking to take a travel break around Australia or overseas, you may want to consider travel insurance for your trip. Some of the travel insurance benefits you may have access to include the following:
If you get sick or injured while travelling on your trip outside of Australia, cover for reasonable and necessary emergency medical and hospital expenses incurred overseas for a new illness or injury may be available. Please note there is no cover for any medical, hospital, dental or ambulance expenses you incur in Australia.
If your belongings are lost, stolen, or damaged, while on your trip, we may cover replacement or repair costs. Depreciation applies.
If your trip plans change due to an insured event, there may be cover for the non-refundable portion of your pre-paid travel arrangements.
The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
While taking a study break to travel, unexpected things can happen. Our travel insurance is here to help if things go wrong. From unexpected illnesses to lost luggage, these problems can cost a lot. We offer:
24/7 Emergency Assistance: Help is available 24/7, anywhere in the world.
Support when you need it: Our customer service team is ready to help, and can be contacted by phone or email.
Cover for cruises: We offer international travel insurance plans that cover ocean cruises around Australia or in international waters.
Important: To be eligible for cover you must be a resident of Australia. Resident of Australia means an Australian citizen; permanent resident; holder of a skilled working visa (including Temporary Skill Shortage visa, but not a working holiday visa); student visa; holder of a partner /spouse visa which allows you to stay in Australia for at least 2 years; or New Zealand passport holder; all with unrestricted right of entry into Australia and access to long-term medical care in Australia.
nib has plans that can offer cover from the moment you start planning and travelling, to your safe return home in Australia. You're best off having a look at what's covered (and what's not) in our PDS, but here’s some of the things you could be covered for if you're a student travelling overseas.
Our plans can cover you for overseas medical bills and repatriation if you need to travel back to Australia.
Every itinerary is different. You can choose to be covered for trip cancellation up to a limit that suits your needs.
We may cover your luggage and personal effects if they are stolen, permanently lost or accidentally damaged.
The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
Taking a study break trip: Research and consider buying your travel insurance as soon as you book your trip.
Keep important documents safe: Always keep copies of your passport, travel insurance details, student visa, and any other important travel documents.
Know the local emergency numbers: Familiarise yourself with local health services and emergency contacts for your study break destination.
If you’re heading to the snow or renting a car on your trip, or both, there are cover options you can add to your policy for an additional premium.
Plus, if you’ll be capturing every moment with your professional camera kit and editing on your laptop on the go, you can upgrade your cover for these items. Here’s a snapshot of cover options you might want to add.
Skiing or snowboarding down the slopes can be thrilling but it can also bring injuries. Whether you’re learning, or a seasoned skier, you can add Snow sports cover option to your trip.
While our policy covers some valuable electronic items like cameras, laptops and phones, you may wish to add extra cover for specific items above our standard limits.
If you’re renting a vehicle to hit the open road, you can increase your excess cover so your out-of-pocket excess is lower if you get into a mishap.
This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement.
If you find yourself abroad and have a medical emergency, it’s important you get in contact with the 24/7 Emergency Assistance team – that way, they can support and guide you through difficult times.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS & TMD available from us before purchasing and consider whether the product is right for you.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.