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Travel insurance for Japan
Japan lures millions of travellers each year, and there’s little wonder why. It’s a destination rich in culture and home to ancient temples, striking landscapes, and legendary ski slopes.
15% off travel insurance for nib Health members*
Whether you plan to stroll the streets of Kyoto, hit the slopes of Niseko, or explore the island of Okinawa, unexpected mishaps have a way of spoiling even the most well-laid plans.
With nib, you can protect your trip with a travel insurance plan designed to help when unforeseen travel mishaps arise.
What's covered by nib travel insurance?
With nib you can choose the level of cover that best suits your trip to Japan, whether that means including ski and snowboard cover in your policy so you can hit the slopes or choosing an annual multi-trip travel insurance plan because Japan is just one of many countries you plan to visit this year.
Depending on the policy you choose some of the key benefits of our travel insurance plans include:
Trip cancellation and trip interruption
If you have to cancel or rearrange your trip because the unexpected has come up, we may be able to help cover the costs of rearranging your trip or with non-refundable pre-paid expenses.
Overseas emergency medical cover
Medical expenses can add up quickly. But in an emergency, medical bills are the last thing on your mind. Overseas emergency medical cover may be able to help ease the cost so you can focus on getting better.
Natural disasters
Volcanic eruptions, earthquakes, tsunamis, typhoons. Visitors to Japan have seen them all. Learn what you may be covered for if a natural disaster derails your trip to Mount Fuji.
Snow sports cover
Our snow sports cover option is designed to help when the unexpected happens while you’re on the slopes, with benefits including ski run closure, ski lift passes, and other claims arising from participation in snow sports.
Luggage and personal effects
Finding yourself in a foreign country without luggage can be one of the most anxiety inducing travel mishaps. From accidental loss, theft of, or damage done to your luggage and personal effects, we may be able to help when you’re separated from your things.
Coronavirus-related events
Whether you tested positive right before your planned trip or need to quarantine while you’re there, our overseas travel insurance plans offer cover for a variety of coronavirus related events.
Medical evacuation and repatriation
Whether you’re on the slopes of Niseko or amidst the hustle and bustle of Tokyo, illness or injury could see you needing emergency medical evacuation or repatriation home so you can get the medical care you need.
Traveller tip: You can drive for up to 1 year with an Australian driver's licence and an International Driving Permit. If you're staying longer, you will need to obtain a local licence. Heavy snowfalls and ice in winter can make driving dangerous. It's illegal to drive with any alcohol in your bloodstream in Japan.
Why you should consider travel insurance when you travel to Japan
Skiing or snowboarding in Japan
From Hakuba to Sapporo, Japan is home to some of the best slopes and powder skiing in the world. We offer additional cover for snow sports with ski and snowboard cover so you can hit the slopes knowing you’ve secured a safeguard.
You never know what nature has in store
From the towering peaks of Mount Fuji, the hustle and bustle of Tokyo, to the serene beauty of Yakushima’s forests, Japan’s diverse climate, culture, and cities have so much to offer all types of travellers. But Japan’s climate also can be very unpredictable. From volcanic eruptions to earthquakes, tsunamis to typhoons, Japan is no stranger to natural disasters.
Access Emergency Assistance 24/7
The 24/7 Emergency Assistance team are available 24 hours a day, seven days a week to help. Whether that means assistance finding a doctor, locating your nearest medical facility if you or someone on your policy require medical or dental assistance.
Traveller tip: We offer cover for overseas medical expenses on our Comprehensive and Essentials plans if you’re injured while travelling. Always make sure that you are safe and contact the 24-hour Emergency Assistance team.
What's not covered
Travel insurance is designed to help when things get hairy while you’re away from home. But it’s not designed to cover everything. Some things we don’t cover include:
Any medical, hospital, emergency services transport, dental expenses incurred while you’re in Australia
Changing your mind: If you decide not to travel because you’ve changed your mind
Unattended Luggage or personal belongings: If your luggage or belongings are stolen while left unattended, or where you’ve not taken reasonable care to look after it
Reckless behaviour: if you knowingly and intentionally participate in activities or place yourself in a situation which poses a risk to your personal safety
Traveller tip: Japan has strict rules about bringing medicine into the country, including some ingredients in ADHD and cold and flu medication. For more information on what medication you can or cannot bring into Japan click here.
At nib, we believe you should know exactly what you’re getting when you buy travel insurance. That’s why we encourage you to check and understand the terms, conditions, limitations, and exclusions outlined in our Product Disclosure Statement (PDS) — because it’s always a good idea to read the fine print.
Need to know more?
If you still have questions we’re here to help. Contact us.
In case of a medical emergency, the 24/7 Emergency Assistance Team are always on hand to help.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
FAQs
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.