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Travel insurance for Canada

15% off travel insurance for nib Health members*

Whether you're travelling to Vancouver for the food or Banff for the slopes, Canada has something for everyone. With nib travel insurance, Aussies visiting Canada can focus on the excitement and worry less about what might happen if the trip doesn't go to plan.

With nib travel insurance Australians visiting Canada can focus on the scenery instead of worrying about what might happen if the trip doesn’t go to plan.

Why you should consider travel insurance for Canada

No matter where you are in the world, you should never be complacent. Even in a friendly, safe country like Canada there are many reasons travel insurance could come in handy. International travel insurance is essential for many reasons, like:

Skiing or snowboarding in Banff

These legendary mountains offer some of the best skiing and snowboarding in the world, but injuries are common.

Adventure in the Yukon

Canada's vast wilderness is synonymous with adventure, but medical evacuations can cost tens of thousands.

Explore Vancouver and Toronto

From Vancouver's trendy Yaletown to Toronto's cultural districts, Canada’s two main cities are packed with world-class dining and shopping, along with the usual city risks.

Road tripping in Canada

Winding mountain roads and moose-populated highways are both picturesque and exhilarating to see, but they also create unique driving challenges.

Three women in the snow, warming up by drinking a warm drink from a thermos

What does nib travel insurance cover for a trip to Canada?

nib travel insurance offers cover that goes beyond the basics, including:

✓ Cover for overseas medical expenses if you fall suddenly ill or are seriously injured on your trip and need to see a doctor, dentist, or end up in hospital.

Rental vehicle insurance - for icy road conditions.

Snow Sports cover option - It covers things like equipment, ski run closure, and injuries on the slopes.

Medical evacuation and repatriation – we offer medical evacuation and repatriation.

Trip cancellation or trip interruption.

24/7 emergency assistance.

Luggage and personal effects cover.

The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the combined Financial Services Guide (FSG)/ Product Disclosure Statement (PDS).

A smiling woman in the snow wearing snow googles and a beanie, holding her snowboard

What’s not covered

While a nib travel insurance plan may cover many things, there are some things we don’t cover, these include:

Changing your mind.

Snow sports unless you include the option.

Travelling against government advice (check Smartraveller).

Unattended or unsecured belongings. If your personal belongings are swiped while left unattended, they won’t be covered.

Some existing medical conditions depending on your plan and options.

Read the combined FSG/PDS to ensure you understand the terms, conditions, limitations, and exclusions of your policy.

Top places to visit in Canada

Explore Vancouver

Vancouver is an exciting city to explore and is surrounded by mountainous terrain ripe for outdoor adventures. It includes world-class restaurants, Stanley Park's 4km-squared green expanse, and a backdrop of lofty mountains.

Yukon Territory

Remote wilderness, the Northern Lights, and endless adventure. Perfect if you want to swap city lights for starry nights.

Discover Banff National Park

Canada's first national park delivers spectacular mountain scenery that set the conservation standard. Summer brings hiking and canoeing, while winter transforms it into a snow sports paradise.

Planning your next holiday to Canada? Get a quote and secure your nib travel insurance today.

Travel tips for a trip to Canada

Medicare won't help you in Canada

Unlike some countries, Canada has no reciprocal healthcare agreement with Australia. A simple emergency room visit can set you back thousands.

Pack for extreme weather swings

Canadian temperatures can drop 30°C in 24 hours. Wear layers and pack weatherproof gear.

Respect wildlife protocols

Bear, moose, and wolf sightings are common in Canada. Keep your distance and follow proper bear protocol when hiking and camping.

Prepare for extreme winter driving conditions

Icy roads and snowed-in mountain passes are common in Canada during winter. Always plan your trip, check weather conditions (and drive to them), and don’t drive beyond your capabilities.

Two women sitting in a snowy climate, drinking a warm cup of liquid

Frequently asked questions for a trip to Canada

Need to know more?

If you still have questions we’re here to help. Get in touch and we can help answer any questions you might have.

The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the combined FSG/PDS.

nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.

*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.