Travel alert

Before your trip, check the latest government advice for any travel alerts for your destination.

Specified Items Option

Learn how your luggage cover and any specified items you have included in your travel insurance quote could be covered under our plans.

15% off travel insurance for nib Health members*

While getting an nib travel insurance quote, you can select the Specified Items Option worth more than the applicable luggage item limit shown for your plan, to cover the full value of your luggage items, up to $4,000 per item and a total limit of $10,000 for all items.

Proof of value for specified items must be provided when you make a claim. Depreciation does not apply to specified items.

Travelling with expensive gear? Make sure it’s properly covered. Get a quote with nib.

Specified items cover: What you need to know

Travelling with valuable gear like cameras, jewellery, or tech? Here’s how cover works under the Specified Items option with nib travel insurance:

A pair or set of related items is treated as one item. For example:

  • A camera and its lenses (attached or not)

  • A tripod and its accessories

  • A chain and pendant

  • A pair of hearing aids

Note: These are all considered one item unless you’ve insured each piece separately.

Want higher protection?

You can list high-value items individually under the Specified Items option when buying your policy.

If you’ve separately insured an item:

  • There’s no depreciation applied if you need to make a claim.

  • You’ll need to provide a receipt or valuation dated before you add the item to your policy.

Can’t provide proof? Your claim will be processed using the standard item limit, and we’ll refund the extra premium you paid.

Good news: Items listed under the Specified Items Option are covered up to the amount you chose and won’t count against your overall luggage cover.

A couple wheeling their suitcases into a hotel

Need to know more?

If you still have questions we’re here to help. Get in touch and we can help answer any queries you might have.

Cover for specified items is subject to the terms and conditions as detailed under the ‘Luggage and personal effects’ section of your Product Disclosure Statement (PDS)/Financial Services Guide (FSG).

The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the PDS/FSG.

nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.

*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.