Before your trip, check the latest government advice for any travel alerts for your destination.
Fiji is a dream destination for many Australians and with more than 300 islands to explore, there's plenty to see and do. But, even paradise comes with challenges – from cyclones to flight delays.
15% off travel insurance for nib Health members*
Our travel insurance plans are designed to help you when the unexpected happens in Fiji. Learn how you could be covered.
The number one reason to consider travel insurance before going to Fiji, is medical coverage. While Fiji has medical facilities, the more remote islands may lack resources for serious injuries or illnesses. In extreme scenarios, you require evacuation or repatriation to Australia, which can be expensive. Our travel insurance plans may offer cover for hospital expenses, emergency evacuation, and treatment for accidents or sudden illness.
Fiji’s wet season (November to April) brings risks like heavy rainfall, flooding, and cyclones, which can cause trip cancellations or delays. Trip insurance for Fiji may be able to help cover these disruptions, including flight changes and accommodation adjustments due to extreme weather or natural disaster.
If you plan to go snorkelling, scuba diving, and surfing, we also offer cover for sports and adventure activities. Learn more about our coverage for water activities.
If you need help while you're in Fiji, you can access the 24/7 Emergency Assistance team.
When planning your Fiji holiday, choosing the right travel insurance can make all the difference. We may offer coverage for a range of unexpected situations, including:
Medical insurance for Fiji includes medical emergencies, from hospital stays and emergency treatments to medical evacuation and repatriation.
Reimbursement for pre-paid expenses if your holiday is disrupted by specific insured events.
Protect your luggage, electronics, and important documents.
We offer cover for a wide range of sports and activities including, hiking, kayaking, scuba diving, and surfing* so you can enjoy Fiji while getting active.
*Note popular surf spots, like Cloudbreak, are for advanced surfers.
Hiring a car? Depending on your chosen policy you could be covered for rental car excess.
The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
Travel insurance is designed to help when unexpected events happen while travelling. Some things that are not covered include:
Existing medical conditions
Any loss related to an existing medical condition that you or a member of your travelling party suffer from, which wasn't disclosed or is not an accepted specified medical condition.
Choosing not to continue with your trip after you’ve left Australia.
Travelling against government warnings.
If the Australian Government issues a "Do Not Travel" warning for the region you're visiting (check Smartraveller).
Reckless behaviour
If you intentionally put yourself in a dangerous situation or undertake activities that are a risk to your safety.
Unapproved adventure activities.
Belongings left unattended.
Medical expenses incurred in Australia.
Any medical, hospital, dental, or ambulance expenses that are incurred in Australia.
Read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits, and exclusions of your policy.
A little preparation goes a long way to make sure your trip to Fiji is stress-free.
While some resorts have safe tap water, it’s safer to stick to filtered or bottled water, especially in remote areas like the Yasawa and Mamanuca Islands.
Monitor weather updates, particularly if you’re travelling to Fiji during the wet season (November to April).
Anyone who says small things can’t make an impact hasn’t met a mosquito. Common in tropical climates, their bites can lead to illness—so don’t forget your repellent.
If you still have questions we’re here to help. Get in touch and we can help answer any queries you might have.
In case of a medical emergency contact the 24/7 Emergency Assistance Team.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.