Travel alert
Before your trip, check the latest government advice for any travel alerts for your destination, as this may affect policy coverage.
Travel insurance for Italy
15% off travel insurance for nib Health members*
Whether you're wandering Rome’s ancient ruins, exploring Tuscany’s countryside or cruising the Amalfi Coast, there’s plenty to enjoy on a trip to Italy. Before you go, it’s worth understanding how travel insurance for your trip to Italy may help protect your trip if something unexpected happens.
Why you should consider travel insurance for Italy
nib travel insurance may help cover a number of unexpected costs while travelling in Italy. Here are some of our travel insurance coverage highlights:
Medical bills: Italy’s healthcare system is high quality, but it’s not free for tourists. If you need medical treatment, hospitalisation, or emergency transport, you may face high upfront costs. Our travel insurance plans offer medical cover in Italy for illnesses, accidents, and emergencies. Please note: Australia has a reciprocal healthcare agreement (RHCA) with Italy. However, you should consider travel insurance for overseas medical emergencies that may not be covered by the RHCA.
Lost or stolen belongings: Popular cities such as Rome, Naples and Milan can attract pickpockets, particularly around train stations and major attractions. If your passport, phone or luggage goes missing, we may help replace items or reimburse expenses.
Adventure activities: Our travel insurance plans cover a range of adventure activities and sports in Italy including hiking, cycling, and scuba diving.
Trip interruptions: Delays, strikes and cancellations can affect transport across Europe. Trip cancellation cover for Italy may help if your plans are affected by specific insured events.
What's covered by nib travel insurance
Depending on the travel insurance plan you choose, we can offer cover up to policy limits for benefits including:
✓ Overseas emergency medical expenses, evacuation and repatriation
✓ Trip cancellation, interruption or delay
✓ Luggage and personal item cover for lost, stolen or damaged belongings
✓ 24/7 emergency assistance in Europe
✓ Specified items option for high-value belongings
✓ Optional snow sports cover for winter sports (when added to your policy. Not available on the Essentials plan)
The features and beenfits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the combined Financial Services Guide (FSG)/Product Disclosure Statement (PDS)
Top places to visit in Italy
There’s no shortage of places to visit for Australian travellers planning a trip to Italy:
Visa requirements for Australians going to Italy
Australian passport holders can visit Italy for up to 90 days within any 180-day period without a visa. From 2026, Australians entering Europe will need to register under ETIAS (European Travel Information and Authorisation System). Entry is managed under the Schengen Zone, so ensure your passport has at least six months’ validity. For more information on travel requirements to Italy visit Smartraveller.
What's not covered
Travel insurance isn’t designed to cover everything. Some exclusions are:
✕ Travelling against government advice (see smartraveller.gov.au).
✕ Unattended or unsecured belongings. If your personal belongings are swiped while left unattended, they won’t be covered.
✕ Some existing medical conditions unless automatically covered or added as a Specified Medical Condition to our Comprehensive or Annual Multi Trip Plans. Terms and conditions apply.
✕ Reckless behaviour: If you knowingly and intentionally participate in activities or place yourself in a situation which poses a risk to your personal safety.
✕ Changing your mind: If you decide not to travel because you’ve changed your mind.
Read the combined FSG/PDS to ensure you understand the terms, conditions, limitations, and exclusions of your policy.
Tips for Aussies travelling to Italy
Keep your valuables secured and stay alert in busy tourist areas.
Carry a digital copy of your passport and insurance details.
Validate your train or bus ticket to avoid fines.
Frequently asked questions for a trip to Italy
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the combined Product Disclosure Statement/Financial Services Guide.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.