30 day cooling off

We want you to be confident in your cover choice so don't forget that you're entitled to a 30-day cooling off period.

If you’ve just joined nib and, for whatever reason, you decide that you don’t want to continue with your health cover we’ll refund your full premium if you contact nib to cancel within 30 days (and don’t make any claims within that time).

If you have increased or decreased your level of nib health cover and change your mind the cooling off period still applies. We can change you back to your original level of cover, providing you haven’t made a claim.

Simply contact us before your 30 day period is up.