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Travel insurance for Singapore
Article at a glance
Singapore is safe and modern, but travel insurance may help cover unexpected costs like medical bills, lost luggage or cancellations.
Learn how you could be covered in Singapore by nib travel insurance with cover for overseas medical expenses, trip cancellations, and travel delays.
We offer luggage and personal item cover in case your bags are lost, stolen or damaged.
Get rental vehicle excess cover if your hire car in Singapore is involved in an accident.
24/7 emergency assistance helps with medical support, evacuation, and finding local English-speaking doctors.
Always check the Product Disclosure Statement (PDS) for terms, conditions, and exclusions before you travel.
From world-class shopping to beautiful gardens and festivals, Singapore offers a mix of culture, convenience and adventure.
No matter how long the length of your trip is, whether its a stop-over on the way to Europe, travelling for business, or staying a little longer with the family, consider nib travel insurance just in case your trip doesn’t go to plan.
Why consider travel insurance for Singapore
While Singapore is considered a safe and easy paced to travel, unexpected mishaps can still happen, leaving you out of pocket. Overseas medical expenses, even for something like food poisoning, can quickly add up. Lost luggage on connecting flights, cancelled hotel bookings, or delays caused by weather are other common issues that could impact your trip.
Depending on the travel insurance plan you choose, our policies may provide cover for:
Emergency evacuation and repatriation
What does nib travel insurance cover for a trip to Singapore?
Depending on the plan you choose nib travel insurance could cover you in Singapore, up to policy limits, for:
✓ Overseas emergency medical: Our international plans offer overseas medical expenses cover for up to 12 months after the illness first appears or injury first occurs, if you get sick or injured in Singapore.
✓ Trip cancellation: If you have to cancel your Singapore trip due to specific insured events or similar such as a natural disaster, we may cover your pre-paid, non-refundable costs. Please note that the carrier must have cancelled due to a natural disaster.
✓ Travel delay: Singapore is a busy international hub where delays can occur. If you’re delayed for more than 6 hours, we may cover the cost of reasonable additional accommodation and meals while you wait.
✓ Luggage and personal items: Bags can go missing on multi-leg trips. If your bag is lost, stolen or damaged, we may cover the cost of replacement.
✓ Rental vehicle excess cover: If you hire a car in Singapore and the vehicle is damaged, we may help cover the excess cost.
✓ 24/7 emergency assistance: Our team is here to support you in the event of an emergency.
There are a number of terms, conditions, limitations, and exclusions that apply to these events. Always read the Product Disclosure Statement (PDS)/Financial Services Guide (FSG) to understand what's included and excluded from your cover.
What’s not covered
It’s important to know the limits of your cover. We can’t cover:
❌ Events you knew about before purchasing travel insurance
❌ Travelling against Australian government advice (see smartraveller.gov.au)
❌ Unlicensed scooter or motorbike riding
❌ Existing medical conditions not approved or disclosed, except automatically covered conditions or specified medical conditions added to the policy
❌ Any medical, hospital, emergency services transport, dental expenses incurred while you’re in Australia.
❌ Changing your mind: If you decide not to travel because you’ve changed your mind.
❌ Unattended Luggage or personal belongings: If your luggage or belongings are stolen while left unattended, or where you’ve not taken reasonable care to look after it.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the PDS/FSG.
Top places to visit in Singapore
Other activities include exploring Chinatown, taking a night safari at the Singapore Zoo, or walking the Southern Ridges.
Best times to visit Singapore
For the best weather: February to April is ideal for outdoor activities such as kayaking along the Kallang River and hiking at Bukit Timah Nature Reserve and Chestnut Nature Park, as it's drier with lower humidity, making it great for sightseeing, dining outdoors, and exploring attractions like Gardens by the Bay.
For a festive atmosphere: November to January is ideal for celebrations like Deepavali, Christmas, and Chinese New Year and enjoying a vibrant festive atmosphere.However, this is also the wet season, with more frequent showers.
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Travel tips for Australians visiting Singapore
Visas: Australians generally don’t need a visa for short stays of up to 90 days. For more information see the Smartraveller website.
Health: Medicare does not cover you in Singapore, so consider getting travel insurance.
Weather: Singapore is hot and humid year-round - carry water and dress for the climate.
Respect local laws: fines apply for littering, chewing gum, or jaywalking.
24/7 Emergency Assistance. Anytime, anywhere
Emergencies don't follow schedules. The 24/7 Emergency Assistance ensures round-the-clock help. This includes finding English-speaking doctors or arranging emergency evacuation.
Frequently asked questions for a trip to Singapore
Need to know more?
If you still have questions we’re here to help. Contact us.
In case of a medical emergency, the 24/7 Emergency Assistance Team are always on hand to help.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the combined PDS/FSG.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.