Things you didn’t know you could do with your nib health cover

We’ve outlined a few ways you can maximise your benefits

16 November 2023 4 minute read

A young woman wearing an orange linen top holding her labradoodle pup and smiling

When it comes to your private health insurance, do you only check in when it’s time for a check-up? If you’re an nib member, that means you could be missing out.

At nib, we’re passionate about being more than your health insurer; we’re committed to being your health partner providing you with a range of tools, discounts and services over and above insurance to help you live health first.

Keen to find out some of the other benefits that come with being an nib member? We’ve put together a few of the perks you might not have known about… until now!

1. Find the right provider at the right price

If your teeth are giving you grief, your eyesight has literally seen better days or your joints are aching, it can be tricky to work out which provider is going to be the best option for you for a check-up.

To help keep your out-of-pocket expenses to a minimum, our nib First Choice network should be your first port of call. It’s our community of specially-selected health providers who have agreed to provide nib members with quality healthcare at a reduced rate for members.

You can choose to see any dentist, optometrist or physiotherapist of your choice, as long as their qualifications are recognised by nib, but by choosing an nib First Choice provider, you'll be able to read reviews of practitioners to help inform your decision and book online.

Search the nib First Choice network now to find a provider

2. Save on the everyday

Who doesn’t love a good discount? If you’re sick of paying full price, then unlock access to a world of exciting benefits and exclusive offers through nib Rewards. This members-only program can save you money and help you live better; it’s a total win-win.

With 100+ retailers (think Myer, JB Hi-Fi, The Iconic and Kmart), a range of Restaurant Choice and Gourmet Traveller restaurants and serious savings on everything from groceries to gym memberships, nib Rewards is our way of helping you live a fun, healthy and rewarding life¹.

Interested? Find out how you can save today

A young family looking at health cover options on their laptop in their kitchen

3. Get help with your health

At nib, we want you to be at your healthiest. So, if you need a helping hand to manage your joint pain, cancer, diabetes, heart health, anxiety or depression, you might wish to find out if you qualify for one of our Health Management programs at no additional cost for eligible members².

Healthy Weight For Life: This specialised knee and hip arthritis management program has been designed to help you better manage joint pain and get back to doing what you do best. The program includes personalised service, a portion-controlled eating plan, and activity plan and online support.

SilverCloud Health: Designed to support and promote positive behaviour change. Access self-guided interactive tools, skill-building activities, videos and personalised content that help reduce anxiety and depression symptoms.

Cardihab: Designed by the Australian Heart Foundation and Australian Cardiac Rehabilitation Association guidelines, Cardihab is a cardiac rehabilitation program that you can use anywhere at any time. The program includes personalised mentoring from a registered nurse supporting your recovery, providing a care plan and answering some of your biggest questions post-treatment.

Hospital Support Program: Going to hospital can be a stressful time. This phone-based program gives members access to an experienced registered nurse to help navigate the health system and understand your options before, during and after a hospital stay. This is designed to accompany the usual care provided by your specialist or GP.

Whether you need to get in shape, keep out of hospital or improve your mental wellbeing, our health management programs are delivered by qualified health professionals and can be tailored to suit your individual needs.

4. Discounted travel insurance

We know that experiencing new places, people and culture can have a positive effect on your health and wellness, so we offer our members 10% off nib Travel Insurance³ meaning you can continue living health first – from wherever your adventure takes you!

5. Take advantage of nib MediGap

At nib, we work hard to make sure you have everything you need to stay healthy. But what happens if you need to go to hospital? That’s where nib MediGap can help. nib MediGap aims to eliminate any gap payments for specialist fees in hospitals across Australia. Ultimately, going to hospital is stressful enough and the last thing we want you to be worried about is your bill, so use nib’s MediGap provider search to find a provider in your area.

Not with nib and ready to take advantage of our members-only perks? Get a quote today or contact our member service team on 13 16 42.

Whether you’re new to the nib family, or you’ve been with us for decades (we’ve been operating for over 70 years now!), your membership comes with more than just great quality health insurance. Download the app, log into your member account or call us on 13 16 42 for more information on your policy.

¹T&Cs apply. Some offers may vary or be available for a limited time. Payments made by debit/credit card incur a 1% processing fee. nib Rewards are available to new health insurance members after 30 days of membership, provided premium payments are up to date.

²Available to eligible nib members who’ve held Hospital Cover for 12 months and served their relevant waiting periods. Additional criteria vary according to each program.

³The discount applies to the nib travel insurance base premium, including additional options, GST and stamp duty, excluding the additional premium for specified medical conditions. The discount is for members that currently hold an Australian health insurance product, an Overseas Student Health Cover product or an Overseas Visitors Health Cover product with nib. nib has the discretion to withdraw or amend this discount offer at any time.

nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.