Before your trip, check the latest government advice for any travel alerts for your destination.
Unexpected issues like lost luggage, illness, or natural disasters can derail your plans. Our travel insurance plans offer financial protection when things go wrong.
15% off travel insurance for nib Health members*
Travel insurance covers financial losses from unexpected events such as cancellations, theft, injury, medical emergencies, and travel disruptions. Like health or car insurance, it provides a safety net, ensuring you’re not left with massive out-of-pocket expenses.
Cover for publicly available cruises, including international ocean or river cruises, and domestic river cruises depending on the plan.
Get automatic cover for more than 40 existing medical conditions, provided all criteria for the condition are met.
Cover for accidental damage, theft or permanent loss of your luggage and personal effects.
Cancellation or holiday deferment costs are included in all plans. Select the limits that suit your holiday.
^ Coverage is subject to the terms, conditions, limitations and exclusions for each policy, as contained in the Product Disclosure Statement. This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions. Please read the international and domestic Product Disclosure Statement (PDS).
“Medicare covers me overseas.” No, Medicare only applies within Australia.
“Cruises in Australian waters are covered by Medicare.” Not necessarily, medical services must be provided by accredited Medicare providers and within Australian ports.
“I’m traveling to a safe country, so I don’t need it.” Even in low-risk destinations, flight delays, theft, medical emergencies, and lost luggage can happen.
“Travel insurance is a waste of money.” If a rental car accident, flight cancellation, or medical emergency occurs, insurance can save you thousands.
“My credit card includes travel insurance.” Many credit card policies have strict conditions and may not cover family members, existing medical conditions, or rental car excess. Always read the fine print.
Always review policy details to ensure adequate coverage.
Consider travel insurance before you leave, or while you're already travelling.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.