Our Extras Cover

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Choose Top Extras

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tailoring your Extras

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nib Dental & Eye Care Centres

  • Up to 100% back on dental check-ups at nib Dental Centres
  • 100% back on a selection of single vision prescription glasses
  • 20% storewide discount at nib Eye Care Centres on all full priced prescription glasses, contact lenses and sunglasses
  • 100% back on a selection of contact lenses at nib Eye Care Centres or via nibeyecare.com.au
Subject to waiting periods, annual limits and other conditions.

You choose the provider
you’d like to see

nib customers have the choice to use any provider with professional qualifications recognised by nib. And with thousands of nib Recognised Providers for Extras there’s bound to be one near you.

Compare our Extras covers

Claim 75% back
Services
Waiting Period
Ambulance (Unlimited Emergency)
1 day
Dental (General)
2 mth
Dental (Major)
12 mth
Dental (Preventative)
2 mth
Optical
6 mth
Physiotherapy
2 mth
Antenatal & Postnatal Services
2 mth
Chiro & Osteo
2 mth
Dietary Advice
2 mth
Exercise Physiology
2 mth
Eye Therapy (Orthoptics)
2 mth
Health Aids (Family)
12 mth
Health Aids (Top)
12 mth
Health Aids (Wellbeing)
12 mth
Health Aids (YAH)
12 mth
Healthier Lifestyle
6 mth
Hearing Aids
36 mth
Hearing Aids & Speech Processors
36 mth
Home Nursing
2 mth
Natural Therapies
2 mth
Occupational Therapy
2 mth
Orthodontia (Family)
12 mth
Orthodontia (Top)
12 mth
Pharmaceutical Prescriptions
2 mth
Podiatry & Orthotics
2 mth
Preventative Tests
6 mth
Psychology
2 mth
Speech Pathology
2 mth
Top Extras
No limit
$1,000
$1,300
No limit
$350
$600
$250
$500
$600
$300
$200
 
$500
 
 
$200
 
$1,200
$200
$400
$450
 
$800
$500
$400
$200
$500
$450
Top Extras
Get a quote
Claim 60% back
Core Extras
No limit
$600
$600
No limit
$250
$350
Core Plus Extras
No limit
$700
$1,000
No limit
$300
$450
Add to Core Remove
Family Annual Limits
$200
 
 
 
 
$250
 
 
 
 
 
 
 
 
$300
$350
 
 
$200
$100
 
$350
Add to Core Remove
Add to Core Remove
Wellbeing Annual Limits
 
$300
$300
 
 
 
 
$250
 
$150
 
 
 
$300
 
 
 
 
 
$100
$300
 
Add to Core Remove
Add to Core Remove
Young At Heart Annual Limits
 
 
$300
 
 
 
 
 
$250
 
$500
 
 
 
 
 
 
$400
$200
$100
 
 
Add to Core Remove
Core Extras
Get a quote

Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for Extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). nib customers can only claim benefits after they have served the relevant waiting period. If you are switching from another health fund or cover option, nib will recognise waiting periods already served.

Percentage back

Depending on the level of health cover you choose, you’ll get either 60% (Core and Core Plus) or 75% (Top) of the cost back on Extras like dental and optical every time you claim, until you reach your annual limit. So, if you visit your dentist for a filling and it costs $200, you know you’ll get 60% back with Core Extras — that’s $120 back in your wallet.

nib Recognised Providers

An Extras provider is a professional or organisation that provides a health service, such as dentists, optometrists, acupuncturists, physiotherapists and others. We will only pay benefits for Extras services from nib recognised providers. If you are unsure whether a provider is recognised by nib, please contact us.

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