Need help? 1800 941 012

background image

Peace of mind for Australian workers living abroad

Welcome to nib Expatriate Health Insurance

nib Expatriate Health Insurance provides international health insurance for Australian residents planning to live and work overseas. It’s designed to help minimise the financial risk of medical treatment and ensure your employees receive the medical treatment they need while working overseas.

Get a Personalised Quote view plans

Your employees deserve the best

  • nib is a health insurance provider you can trust and rely on
  • Specifically designed for workers abroad
  • Access to quality medical providers where your employees require treatment
  • Offering a range of comprehensive plans tailored to your employees needs
  • Cover for your employees as well as their dependant spouse and children

The confidence of being backed by nib Health Funds

nib Expatriate Health is part of the nib Group and utilises the expertise of nib Health Funds, one of Australia’s fastest growing health insurers providing health and medical insurance to over one million Australian and New Zealand residents.

With over 60 years of health insurance experience, nib provides a strong platform of experience and knowledge to deliver quality international health insurance that meets the needs of your organisation and employees.

1

Tailor a plan that meets their needs by firstly deciding if employees will require coverage in the USA

Flexible plans that suits your employee’s life stage and location

Worldwide*

Worldwide

(Excluding USA)

*If your cover includes the USA a loading will be applied to the premium.

2

Then choose the level of cover that suits your employee’s health needs and life stage

CORPORATE

$ 3,000,000.00
Annual aggregate limit
(per insured person)


  • Hospital in-patient benefits
  • Emergency hospital treatment
  • Ambulance transport
  • In-patient diagnostic test & pathology
  • Radiotherapy and/or chemotherapy
  • Surgeon and anaesthetist costs

  • International Emergency Medical Assistance
  • International Emergency Medical Assistance
  • Close relative travel and accommodation

  • Medical out-patient benefits
  • Psychiatry and psychology
  • Physiotherapy and chiropractic
  • Prescription medicines

  • Additional benefits
  • Emergency dental
  • General dental
  • Major dental (incl orthodontics)
  • Preventative health screening
  • Routine GP visits
  • Routine optical
  • Vaccinations

  • Maternity benefits
  • Pregnancy incl delivery and pre/post-natal care

TOP

$ 2,500,000.00
Annual aggregate limit
(per insured person)


  • Hospital in-patient benefits
  • Emergency hospital treatment
  • Ambulance transport
  • In-patient diagnostic test & pathology
  • Radiotherapy and/or chemotherapy
  • Surgeon and anaesthetist costs

  • International Emergency Medical Assistance
  • International Emergency Medical Assistance
  • Close relative travel and accommodation

  • Medical out-patient benefits
  • Psychiatry and psychology
  • Physiotherapy and chiropractic
  • Prescription medicines

  • Additional benefits
  • Emergency dental
  • General dental
  • Major dental (incl orthodontics)
  • Preventative health screening
  • Routine GP visits
  • Routine optical
  • Vaccinations

  • Maternity benefits
  • Pregnancy incl delivery and pre/post-natal care

MID

$ 2,000,000.00
Annual aggregate limit
(per insured person)


  • Hospital in-patient benefits
  • Emergency hospital treatment
  • Ambulance transport
  • In-patient diagnostic test & pathology
  • Radiotherapy and/or chemotherapy
  • Surgeon and anaesthetist costs

  • International Emergency Medical Assistance
  • International Emergency Medical Assistance
  • Close relative travel and accommodation

  • Medical out-patient benefits
  • Psychiatry and psychology
  • Physiotherapy and chiropractic
  • Prescription medicines

  • Additional benefits
  • Emergency dental
  • General dental
  • Major dental (incl orthodontics)
  • Preventative health screening
  • Routine GP visits
  • Routine optical
  • Vaccinations

BASIC

$ 1,500,000.00
Annual aggregate limit
(per insured person)


  • Hospital in-patient benefits
  • Emergency hospital treatment
  • Ambulance transport
  • In-patient diagnostic test & pathology
  • Radiotherapy and/or chemotherapy
  • Surgeon and anaesthetist costs

  • International Emergency Medical Assistance
  • International Emergency Medical Assistance
  • Close relative travel and accommodation

  • Medical out-patient benefits
  • Psychiatry and psychology
  • Physiotherapy and chiropractic
  • Prescription medicines

Excess options available. Individual benefit conditions, exclusions and limits apply, which vary between plans. Refer to the Product Disclosure Statement for details.

Security of a Global Provider Network

To provide nib Expatriate Health Insurance, we are collaborating with AXA PPP International, part of the world's number one insurance brand. Dedicated to connecting expatriates to healthcare globally, AXA PPP International will support nib clients from its global customer service hubs in UK, UAE, USA and Hong Kong.

Through our combined expertise and over 100 years of experience in providing reliable cover to millions of people in more than 80 countries across the world, your employees will receive high quality care wherever they are living and working in the world.

Our Commitment to Customer Service

Access to a network of private hospitals, doctors and specialists

Choice of any listed hospital and nib will pay for companion accommodation

24 hour personalised support

Excellent around the clock customer service from AXA PPP International for everything from claiming through to finding hospitals

Online claims portal

Offering a quick and worry-free claiming experience

Pay no out-of-pocket

We will settle the bill on all pre-approved treatments

What’s the difference between nib Expatriate Health Insurance and Travel Insurance?

nib Expat Health Insurance

Hospital in-patient benefits

  • Emergency hospital treatment
  • Ambulance transport
  • In-patient diagnostic test & pathology
  • Radiotherapy and/or chemotherapy
  • Surgeon and anaesthetist costs

International Emergency Medical Assistance

  • International emergency medical assistance
  • Close relative travel and accommodation

Medical out-patient benefits

  • Psychiatry and psychology
  • Physiotherapy and chiropractic
  • Prescription medicines

Additional benefits

  • Emergency dental
  • General dental
  • Major dental (incl orthodontics)
  • Preventative health screening
  • Routine GP visits
  • Routine optical
  • Vaccinations

Maternity benefits

  • Pregnancy incl delivery and pre/post-natal care

VS

Travel Insurance*

Hospital in-patient benefits

  • Emergency hospital treatment
  • Ambulance transport
  • In-patient diagnostic test & pathology
  • Radiotherapy and/or chemotherapy
  • Surgeon and anaesthetist costs

International Emergency Medical Assistance

  • International emergency medical assistance
  • Close relative travel and accommodation

Medical out-patient benefits

  • Psychiatry and psychology
  • Physiotherapy and chiropractic
  • Prescription medicines

Additional benefits

  • Emergency dental
  • General dental
  • Major dental (incl orthodontics)
  • Preventative health screening
  • Routine GP visits
  • Routine optical
  • Vaccinations

Maternity benefits

  • Pregnancy incl delivery and pre/post-natal care**

* Comparison made with nib Travel Insurance policy
** Pregnancy subject to the terms and conditions of the nib Travel Insurance Policy

International health insurance, like nib Expatriate Health Insurance is specifically designed for people living and working overseas. It provides workers with comprehensive healthcare for emergency and non-emergency treatment.

nib Expatriate Health Insurance offers the flexibility to choose where that treatment is received and depending on the level of cover can include doctors and specialists bills, dental, optical and maternity cover.

Need to claim?

If you are already an nib Expatriate Health Insurance member you can log into the AXA Customer Online portal to lodge a claim and see other information about your account.

Log into claims portal

Personalised Quote

We understand that every organisation has different requirements. To find the right solution and get a personalised quote contact an nib Business Development Manager.

Call to discuss how nib Expatriate Health could work for you.

1800 941 012

8:00am – 8:30pm - Monday – Friday (AEST)

+61 2 4047 0965

(outside Australia)

Alternatively you can request a call back by submitting your details to the right, an nib Business Development Manager will contact you by the next working day.

Disclaimer

This insurance is underwritten by certain underwriters at Lloyd’s (Insurer) and is issued by Cerberus Special Risks Pty Limited ABN 81 115 932 173 AFSL 308461 (Cerberus) as an underwriting agent for the Insurer. Cerberus holds a binding authority from the Insurer which allows Cerberus to issue, vary, renew or cancel your insurance. This means that Cerberus acts as the Insurer’s agent and not as your agent. nib Global Pty Ltd ABN 77 102 599 619 AR 1244248 (nib) is an authorised representative of Cerberus and is authorised to arrange cover. nib acts on behalf of Cerberus and the Insurer, and not on your behalf. This is general advice and you should consider if this product suits your needs. Before you buy this product please read the Product Disclosure Statement