What to look for when choosing sunscreen in Australia

Anyone who’s stepped outside during an Aussie summer knows how quickly the sun can burn your skin. Australia has some of the highest UV levels in the world, which means even a quick coffee run can damage your skin.
That’s why we asked Monique Vincent, our nib Clinical Advisor specialising in skin health, to share her expert advice. She’s seen the toll of sun damage firsthand – from early ageing to skin cancers – and why prevention matters.
“When it comes to your skin, nothing prevents damage more effectively than daily sun protection,” Monique says. So, how do you pick which sunscreen is right for you? Here’s what to look out for.
1. Broad spectrum is non-negotiable
Monique stresses the importance of choosing a sunscreen labelled broad spectrum. It protects against both UVA rays (which age the skin) and UVB rays (which burn it). Without it, your sunscreen is only doing half the job.
2. SPF 30 vs 50+
SPF (Sun Protection Factor), measures how much longer it takes your skin to burn with sunscreen compared to without.
SPF 30 blocks around 96.7% of UVB rays
SPF 50+ blocks around 98%
It might sound like a small difference, but over years of sun exposure it all adds up.
“An SPF 50+ doesn’t give you double the protection of SPF 30, but it does mean fewer damaging rays reach your skin. Over decades, that matters,” Monique explains. The real key is how you use it: Apply generously, reapply every two hours and pair it with hats, sunnies and shade.
3. Mineral vs chemical formulas
Different types of sunscreens will protect you in different ways:
Chemical sunscreens absorb UV rays and convert them into heat. They’re lightweight, don’t leave a chalky residue and are an option for daily use.
Mineral sunscreens (zinc oxide, titanium dioxide) sit on the skin to block UV rays. They’re often better for sensitive skin and today’s formulas are much less chalky than the zinc we remember as kids.
“Neither is better across the board,” Monique says. “The best sunscreen is the one you’ll wear – and reapply – every day.”
4. Check on the ingredients list
Some ingredients like oxybenzone and octinoxate have been linked to reef damage and skin irritation.
If you have sensitive skin, Monique recommends avoiding heavily fragranced formulas. Instead, look for zinc oxide, titanium dioxide or bemotrizinol for broad-spectrum coverage.
Helpful tip: some apps let you scan product barcodes to flag potentially harmful ingredients, helping you make more informed choices about what’s right for you.
5. Why water resistance matters
If you’re swimming, sweating or outdoors for long periods, check the label for water resistance. Remember – water resistant isn’t waterproof, so always reapply after swimming and towelling off.
6. Match sunscreen to your skin type
Choosing sunscreen can be as personal as choosing skincare:
Oily or acne-prone: Look for lightweight, matte or “oil-free” formulas
Dry skin: Choose hydrating creams, gels or serums with a dewy finish
Sensitive skin: Fragrance-free mineral sunscreens may be suitable
On the go: Sprays are handy, but make sure to apply often.
“Lotions usually give more reliable coverage because you can see where you’ve applied them,” Monique adds. “Sprays are convenient, especially for topping up over makeup, but lotions are still the most dependable.” Not sure which sunscreen suits you? Speak to your GP or a skin specialist. And remember, sunscreen works best alongside protective clothing and regular skin checks.
7. Makeup with SPF isn’t enough
SPF in foundation or tinted moisturiser is a bonus, but not enough on its own.
To reach the SPF on the label, you’d need to apply far more product than most people use. That’s why sunscreen should always be the last step in your morning skincare routine, before makeup.
8. Make sunscreen a daily habit
Even when you’re indoors or just ducking out, UV rays sneak through windows and clouds. Apply sunscreen each morning to your face, ears, neck, chest and hands.
“Our hands are one of the most overlooked areas, yet they’re constantly exposed. A quick sweep of SPF across the backs of your hands each morning makes a huge difference over time,” Monique says.
Noticed a mole or freckle that looks different? It might be time for a skin check. If you’re an nib member, you can easily book this via the nib app. We’ve also put together some helpful tips on how to take care of your skin - check them out here.
Tip: Make sunscreen part of your morning routine – like brushing your teeth or making that first coffee.
9. The bigger picture of sun safety
Sunscreen is powerful, but it’s just one layer of protection. For the best defence, combine it with:
Protective clothing
A broad-brimmed hat
Sunglasses
Shade during peak UV hours
Regular skin checks.
If you’re concerned about vitamin D, talk to your GP – supplements or diet changes are safer than risking sun damage. Most Australians get enough from incidental sun exposure, even with daily sunscreen.
Monique’s takeaways
“There’s no single ‘best’ sunscreen – the best one is simply the one you’ll actually use” says Monique. Making SPF part of your morning routine, alongside regular skin checks, is one of the most powerful things you can do for your skin.
If you do happen to notice new mole, see changes to any existing spots or simply have concerns about your skin, be sure to book a visit with your GP. They can help identify whether a spot is harmless or requires further attention.
You can also take the nib skin self-assessment and really get to know your skin based on your family history and level of sun exposure based on your geographical location.
With the right support and advice, staying on top of your skin health gets a whole lot easier.
The information contained in this article is provided as general information only and is not intended to be a substitute for professional medical advice, diagnosis, or treatment. For personalised medical advice, always consult your qualified healthcare professional.