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Get covered today

Join any combined Hospital + Extras cover online and skip the 2 & 6 month wait on Extras

Plus, join by 30 November and get up to $300 off your policy

New Australian resident members only. See T&Cs.

Health Insurance


Cover for every individual to protect against the unexpected and claim on everyday health services for peace of mind.

Health Insurance


Cover for both you and your partner, whether you want peace of mind or comprehensive protection.

Health Insurance


We offer cover for every family, from families with little ones, all-grown-up ones, or more on the way.


Overseas students and workers

Award-winning covers for overseas students and workers that meet the Australian Department of Home Affairs' (DHA) visa conditions.

Find the right health insurance for you

Already an nib member?

Why nib health insurance is worth it

Choose your Extras provider

For Extras like dental and physio, see any provider with professional qualifications recognised by nib.

Here when it matters most

Find out how you can get Gold-level Hospital benefits if you have an accident.

Emergency Ambulance

All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.

Looking for the right health cover? We can help.

Claiming made easy with the nib App

Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.

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Find a provider in our network

Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, hospitals and more.