Welcome back!
End of Financial Year updates
New income thresholds for the Australian Government Rebate (AGR) came into effect 1 July 2024. Make sure you're getting the right AGR on your private health insurance premium by confirming your income tier is correct, opens in a new tab. Learn more at the ATO, opens in a new tab website.
Your 2023/2024 Private Health Insurance Statement will be available to download from 8 July 2024. View your statements, opens in a new tab.
Reviewing your cover is easy. Login to compare your cover options, change your cover and tweak your excess online, or have a chat, opens in a new tab with one of our friendly consultants.
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It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot with the nib App. Now you can claim in a tap using your mobile.
Download on the App Store, opens in a new tabGet it on Google Play
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Going to hospital
Find out everything you need to know before going to hospital; we can help you at every step.
Find a provider in our network
Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, optometrists and more.
Rewards
Take advantage of discounts, promotions and rewards, just by being an nib member. It’s our way of saying thanks.
Health Management Programs
We’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.
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The benefits of private health insurance
Concierge services and discounts - just to name a few
![Two men chatting as they emerge from the surf wearing wetsuits and carrying surfboards Two men chatting as they emerge from the surf wearing wetsuits and carrying surfboards](https://images.ctfassets.net/hkmafl6harxv/2c8755kVv71GwLiaZrEDZN/8dbcb65ac0ea28830c1c2728d64f9d2d/Untitled_design__46_.jpg?w=600&h=338&f=center&fit=fill&q=100&fm=avif)
Why it's important to review your health insurance
Does your health insurance match your needs and lifestyle?
![nib value_thumbnail nib value_thumbnail](https://images.ctfassets.net/hkmafl6harxv/3pzE3lM8PCoe26yuC2kS2M/e2ccd9c53d00538261f0c43c8bfe135b/nibValue1.jpg?w=600&h=338&f=center&fit=fill&q=100&fm=avif)
Member benefits across every product tier
Here are eight benefits you can access as an nib member