Welcome back!
Premium changes 1 October 2023
Every year in Australia with government approval, private health funds review the benefits they provide cover for and the premiums they’ll charge to cover the increasing costs of health cover. Our annual premium changes came into effect on 1 October.
You can review and amend your level of cover in your member account or contact us.
Is it time for a cover review?

Is it time for a cover review?
Reviewing your cover is easy. Login to compare your cover options, change your cover and tweak your excess online, or have a chat with one of our friendly consultants.
Manage your cover anywhere, anytime

Manage your cover anywhere, anytime
It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot with the nib App. Now you can claim in a tap using your mobile.
Your cover extras
Going to hospital
Find out everything you need to know before going to hospital; we can help you at every step.
Find a provider in our network
Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, optometrists and more.
Rewards
Take advantage of discounts, promotions and rewards, just by being an nib member. It’s our way of saying thanks.
Health Management Programs
We’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.
Going to hospital
Find out everything you need to know before going to hospital; we can help you at every step.
Find a provider in our network
Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, optometrists and more.
Rewards
Take advantage of discounts, promotions and rewards, just by being an nib member. It’s our way of saying thanks.
Health Management Programs
We’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.
Frequently asked questions
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Concierge services and discounts - just to name a few
Why it's important to review your health insurance
Does your health insurance match your needs and lifestyle?
Member benefits across every product tier
Here are eight benefits you can access as an nib member
The benefits of private health insurance
Concierge services and discounts - just to name a few
Why it's important to review your health insurance
Does your health insurance match your needs and lifestyle?
Member benefits across every product tier
Here are eight benefits you can access as an nib member