Before your trip, check the latest government advice for any travel alerts for your destination.
Planning on some outdoor adventures while on holiday? Our policies provide coverage for a broad range of sports and activities, as well as coverage for sports gear that you may take with you.
We offer cover for a wide range of activities including:
Cruising
Sailing
Scuba diving
Snorkelling
Snow sports (when you add the Snow sports cover option)
Surfing
You can find more information about the sports and activities we cover here. If the sport or activity that you want to participate in is not listed, or you have questions around cover, please contact us.
Our policies may cover you, up to policy limits, for:
Overseas Medical Expenses: If you’re injured whilst doing an activity, we may cover emergency medical, hospital and ambulance expenses.
Medical Evacuation and Repatriation: Sometimes adventures can take you far from any medical help. Our policies offer cover if you need to be evacuated to receive medical assistance, or if you’re severely injured and you need to return to Australia. Keep in mind that once you’re home in Australia, we’re not able to cover ongoing medical costs.
Hospital Compensation: We provide a daily allowance if you’re hospitalised for more than 48 continuous hours.
Cancellation: If your pre-paid activity or tour is cancelled because of severe weather, natural disaster, strike and other events, we may cover the non-refundable portion of your pre-paid travel arrangements.
Rental Vehicle Insurance Excess: If you’re going on a road trip, we may cover the costs of the excess on your hired rental vehicle if it is damaged by accident, storm, fire or theft.
Our policies may cover you, up to policy limits, for:
Luggage and Personal Effects: If your sporting equipment is accidentally lost, stolen or damaged during your trip we may offer to replace or repair it.
Hiring Replacement of Golf and Surfing Equipment: If your golf or surf equipment is accidentally lost, delayed or damaged during your trip we may pay for the cost of hiring replacement golf or surf equipment.
Whilst we cover a range of sports and activities, there are some activities we can’t cover, including, but not limited to:
Participation in, or training for, professional sporting activities.
Hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or potholing.
Travelling in international waters in a private sail vessel.
Scuba diving, unless you hold an open water diving licence or you were diving under licensed instruction.
Riding a motorcycle, moped or motor scooter, either as the person in control or as a pillion passenger, with an engine capacity greater than 250cc or, without wearing a helmet, or where the person in control does not have a full motorcycle licence that is valid both in the country of travel and in their country of residence.
Riding an all-terrain vehicle or quad bike, unless riding as part of a licensed tour while overseas.
Participating in activities on snow or ice, other than snow sports activities if you have purchased the snow sports cover option. This exclusion does not apply for overseas travel when ice skating on man-made bodies of water, dog sledding with a licensed tour company or glacier walking on a guided tour.
You must be appropriately licensed to participate in an activity, when required.
There’s no cover if you’re intoxicated by alcohol or drugs.
You must wear and use applicable safety gear (eg: a helmet whilst cycling).
We don’t cover sporting equipment whilst in use.
We don’t cover snow sports equipment unless you have selected the Snow sports cover option.
We don’t cover luggage or personal effects that you leave unattended .
Cover is subject to the full terms, conditions, limitations and exclusions outlined in the PDS. Read your policy carefully and contact us if you have any queries.
nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
We are a signatory to the General Insurance Code of Practice developed by the Insurance Council of Australia and enforced by the Code Governance Committee, an independent body whose purpose is to drive better Code compliance and help the insurance industry improve its service to consumers. The Code is designed to promote good relations and insurance practice between insurers, authorised representatives and consumers. The Code sets out what we must do when dealing with you. You can obtain a copy of the Code from codeofpractice.com.au.
*The discount applies to the total nib travel insurance premium and is for customers that currently hold an Australian health insurance product, or an Overseas Student Health Cover product with nib. The discount is not available to customers who hold an Overseas Visitors Health Cover product. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.