Member benefits
As a member, you get more than just great health cover. Access rewards, discounts and programs to suit your health and lifestyle.
Save with nib Rewards
Take advantage of exclusive offers, discounts, promotions and rewards just by being an nib member.
Make the most of our member-only tools
Get more from your health cover with access to our health tools and programs.
Find your provider
Search our network of healthcare professionals in your local area to get the best value from your cover.
Going to hospital
We can help you prepare for hospital, select a specialist and show you how to reduce your costs.
Your nib App
Claim in a snap, check your Extras limits, manage your cover and search for local healthcare professionals.
Your digital nib card
Find your digital card for Apple and Android in the latest nib App so you can have your member card handy wherever you go.
Chat to nibby
You’ll be surprised what nibby knows. Chat is available online 24/7 to help you manage your cover and point you in the right direction.
Check your symptoms
Analyse your symptoms quickly and confidentially and get advice when to see medical attention with nib Symptom Checker, exclusively available in the nib App.
Find your provider
Search our network of healthcare professionals in your local area to get the best value from your cover.
Going to hospital
We can help you prepare for hospital, select a specialist and show you how to reduce your costs.
Your nib App
Claim in a snap, check your Extras limits, manage your cover and search for local healthcare professionals.
Your digital nib card
Find your digital card for Apple and Android in the latest nib App so you can have your member card handy wherever you go.
Chat to nibby
You’ll be surprised what nibby knows. Chat is available online 24/7 to help you manage your cover and point you in the right direction.
Check your symptoms
Analyse your symptoms quickly and confidentially and get advice when to see medical attention with nib Symptom Checker, exclusively available in the nib App.
First Choice Optical
We've partnered with a range of optical providers to bring our members discounts and 'no gap' offers.
100% back on nib Dental Care
You can get 100% back^ on dental check-ups at nib Dental Care Centres.
Specsavers
Enjoy savings at Specsavers with discounts on a range of single-vision glasses and lens options.
4% discount for direct debit~
Get a 4% discount off the price of your health cover when you pay by direct debit.
Up to 10% discount for under 30s#
If you're under 30, you'll get up to 10% off any of our Australian Resident Hospital covers.
nib Travel Insurance
Get 10%* off nib travel insurance plans. Protect your trip and travel well.
Consider the PDS & TMD. *T&Cs apply.
~Only available for Australian Resident policies. Not available on ambulance cover.
#Eligible members must be aged 18-29 and not a dependant under the policy. Discount calculated at 2% for each year an eligible member is aged under 30, to a maximum of 10% for 18 to 25 year olds. Read more.
Access Health Management Programs
We want you to be at your healthiest. That’s why we’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.
Helping others with nib foundation
We're helping people to live healthier lives through nib foundation. We've committed over $21 million in funding to support 166 charities.
HealthCheck
Complete the free HealthCheck survey to get personalised insights and resources to help you focus on improving key areas of your health.
Access Health Management Programs
We want you to be at your healthiest. That’s why we’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.
Helping others with nib foundation
We're helping people to live healthier lives through nib foundation. We've committed over $21 million in funding to support 166 charities.
HealthCheck
Complete the free HealthCheck survey to get personalised insights and resources to help you focus on improving key areas of your health.
Check out The Check Up
Your hub of the latest news and info on health insurance, wellness, recipes, exercise tips and more. Get your monthly subscription straight to your inbox along with your nib membership.
The benefits of private health insurance
Concierge services and discounts - just to name a few
Member benefits across every product tier
Here are eight benefits you can access as an nib member
Why should I keep private health insurance?
You might be asking yourself, “Do I need health insurance?”
The benefits of private health insurance
Concierge services and discounts - just to name a few
Member benefits across every product tier
Here are eight benefits you can access as an nib member
Why should I keep private health insurance?
You might be asking yourself, “Do I need health insurance?”
Become a member
There's more to nib than just great health cover. Join today and become part of the community.