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Extras cover providers

We'll cover you to see see any healthcare provider you choose, as long as their professional qualifications are recognised by nib. To help keep your costs to a minimum, we have a network of providers who agree to offer their services at a reduced rate for nib members.

Who is a recognised provider?

We only pay benefits for services from recognised providers. A recognised provider is someone who provides a health service, like a dentist, optometrist, remedial massage therapist or physiotherapist who meet the following criteria:

  • They must work in a private practice

  • They must have professional qualifications recognised by nib

Sometimes providers are only recognised for specific Extras services, and not others. For example, nib might recognise a provider for acupuncture, but not for remedial massage. This means you could claim for acupuncture, but not remedial massage.

Just ask your provider if you can claim for their services as an nib member!

Save on the cost of your healthcare

You can see any recognised provider and make a claim afterwards, but by seeing a provider in our network, you’ll be able to reduce the gap left between the total cost of your treatment and what nib pays, known as an out of pocket cost.

Take care of your eyes and teeth with a visit to an nib Dental or Eye Care Centre

As an nib member if you visit an nib Centre you can receive:

  • 100% back on dental check-ups at nib Dental Care Centres

  • 100% back on a selection of single vision prescription glasses and contact lenses at nib Eye Care Centres

Find a dentist Find an optometrist

Choose a provider from the First Choice network

The First Choice network is a community of health providers who have agreed to provide nib members with quality healthcare at an affordable price.

Waiting periods, annual limits and other conditions may apply so it’s a good idea to check your level of cover and remaining limits before you go. Call us on 13 14 63 or head to the nib App or Online Services.

Find a specialist with MediGap

MediGap aims to reduce the fees you may have to pay a specialist when you go to hospital. When a specialist chooses to participate in MediGap for your procedure they agree not to charge an out of pocket expense. Ask your specialist if they'll MediGap for you.

Going to hospital soon? Read through our helpful hospital guide to prepare yourself.

Research and compare your options with Whitecoat

You can research and compare your options for providers such as dentists, optometrists and physiotherapists. Visit Whitecoat to find healthcare professionals in your area and book appointments online.

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