Skip to content

Using your Extras cover

Get the best value for your cover

We have special agreements with a network of healthcare professionals and practices across Australia so you can make the most of your Extras. These providers agree to offer better value to nib members - whether to guarantee no gap payments or to offer their services at a reduced rate.

Your choice of healthcare provider

Use our Find a Provider tool and book a recognised health professional within our First Choice network where you can access our No Gap offers on selected products and services and agreed rates. 

Get more out of your Extras with our First Choice network

We're making quality care more affordable and accessible. Access agreed rates when you see a provider within our First Choice network of dentists, optometrists and physiotherapists

No Gap on selected services and products

No Gap check-ups at nib Dental Care Centres, No Gap initial consultation with a First Choice network physio, or selected No Gap optical products.

Your choice of healthcare provider

Use our Find a Provider tool and book a recognised health professional within our First Choice network where you can access our No Gap offers on selected products and services and agreed rates. 

Get more out of your Extras with our First Choice network

We're making quality care more affordable and accessible. Access agreed rates when you see a provider within our First Choice network of dentists, optometrists and physiotherapists

No Gap on selected services and products

No Gap check-ups at nib Dental Care Centres, No Gap initial consultation with a First Choice network physio, or selected No Gap optical products.

Cover at your fingertips

It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot. It’s all in the palm of your hand with the nib App.

Find out more

For now and for the future

Our health and wellbeing needs change and evolve. So it’s important to make sure your Extras cover keeps up. Whether you might need cover for a set of braces or dentures, orthopaedic treatment or counselling, or just additional claim limits for your existing services, you can change your level of Extras insurance at any time.

Log in to your nib account to see your options and select a new level of Extras, or give us a call to speak to our friendly experts for a cover review.