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Cover that's simple, smart & value for money

Get up to $800 off - how exciting-ish.

When you choose a Hospital + Extras cover online by 30 June. Plus, skip the 2 and 6 month wait on Extras! And get an additional two (and a bit) weeks free a year, when you pay for your combined cover with direct debit^.

Get a quote

New Australian resident members only. Offer fulfilled over 2 years in months 3 & 13 of membership. Eligible products only. Value of offer based on level of cover selected, see details. See T&Cs. ^A 4% discount will be applied to direct debit payments from your bank, building society or credit union cheque or savings account.

Great value Hospital cover if you want more than the basics, such as heart and vascular system. Plus, 60% back on day-to-day Extras like dental, up to your annual limit. Includes unlimited preventative dental.

    Silver Advantage Hospital Plus + Core Extras

    A higher level of hospital cover, without paying for things you’re less likely to need, like pregnancy. Plus, 60% back on day-to-day Extras like dental, up to your annual limit. Includes unlimited preventative dental.

    • Accidental injury benefit
    • Emergency Ambulance Cover
    • Dental surgery
    • Gastrointestinal endoscopy
    • Joint reconstructions
    • Chemotherapy, radiotherapy and immunotherapy for cancer
    • Heart and vascular system
    • Diabetes management (excluding insulin pumps)
    • Bone, joint and muscle
    • Brain and nervous system
    • Digestive system
    • Ear, nose and throat
    • Kidney and bladder
    • Lung and chest
    • Skin
    • Back, neck and spine
    • Eye (not cataracts)
    • Joint replacements
    • Implantation of hearing devices
    • Pain management
    • Cataracts
    • Unlimited preventative dental
    • General dental
    • Major dental
    • Optical
    • Physiotherapy

    Silver Advantage Hospital Plus + Core Extras Boost

    A higher level of hospital cover, without paying for things you’re less likely to need, like pregnancy. Plus, 60% back on Extras, but with higher annual limits. Includes unlimited preventative dental.

    • Accidental injury benefit
    • Emergency Ambulance Cover
    • Dental surgery
    • Gastrointestinal endoscopy
    • Joint reconstructions
    • Chemotherapy, radiotherapy and immunotherapy for cancer
    • Heart and vascular system
    • Diabetes management (excluding insulin pumps)
    • Bone, joint and muscle
    • Brain and nervous system
    • Digestive system
    • Ear, nose and throat
    • Kidney and bladder
    • Lung and chest
    • Skin
    • Back, neck and spine
    • Eye (not cataracts)
    • Joint replacements
    • Implantation of hearing devices
    • Pain management
    • Cataracts
    • Unlimited preventative dental
    • General dental
    • Major dental
    • Optical
    • Physiotherapy

    Great value Hospital cover if you want more than the basics, such as heart and vascular system. Plus, 60% back on day-to-day Extras like dental, up to your annual limit. Includes unlimited preventative dental.

      Silver Advantage Hospital Plus + Core Extras

      A higher level of hospital cover, without paying for things you’re less likely to need, like pregnancy. Plus, 60% back on day-to-day Extras like dental, up to your annual limit. Includes unlimited preventative dental.

      • Accidental injury benefit
      • Emergency Ambulance Cover
      • Dental surgery
      • Gastrointestinal endoscopy
      • Joint reconstructions
      • Chemotherapy, radiotherapy and immunotherapy for cancer
      • Heart and vascular system
      • Diabetes management (excluding insulin pumps)
      • Bone, joint and muscle
      • Brain and nervous system
      • Digestive system
      • Ear, nose and throat
      • Kidney and bladder
      • Lung and chest
      • Skin
      • Back, neck and spine
      • Eye (not cataracts)
      • Joint replacements
      • Implantation of hearing devices
      • Pain management
      • Cataracts
      • Unlimited preventative dental
      • General dental
      • Major dental
      • Optical
      • Physiotherapy

      Silver Advantage Hospital Plus + Core Extras Boost

      A higher level of hospital cover, without paying for things you’re less likely to need, like pregnancy. Plus, 60% back on Extras, but with higher annual limits. Includes unlimited preventative dental.

      • Accidental injury benefit
      • Emergency Ambulance Cover
      • Dental surgery
      • Gastrointestinal endoscopy
      • Joint reconstructions
      • Chemotherapy, radiotherapy and immunotherapy for cancer
      • Heart and vascular system
      • Diabetes management (excluding insulin pumps)
      • Bone, joint and muscle
      • Brain and nervous system
      • Digestive system
      • Ear, nose and throat
      • Kidney and bladder
      • Lung and chest
      • Skin
      • Back, neck and spine
      • Eye (not cataracts)
      • Joint replacements
      • Implantation of hearing devices
      • Pain management
      • Cataracts
      • Unlimited preventative dental
      • General dental
      • Major dental
      • Optical
      • Physiotherapy

      Easy to switch. Leave the paperwork to us to save you the time and hassle.

      We have agreements with most of Australia's private hospitals.

      Over 125,000 nib recognised Extras providers.

      Easy to switch. Leave the paperwork to us to save you the time and hassle.

      We have agreements with most of Australia's private hospitals.

      Over 125,000 nib recognised Extras providers.

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