Join over one million Aussies already covered by nib

Get 8 weeks free and skip the 2 & 6 month wait on Extras

Imagine what you could do with 8 weeks free when you choose a combined Hospital + Extras cover online by 31 August. Plus, skip the 2 & 6 month wait on Extras!

New members with Australian residency. Offer fulfilled in month 3 of membership. T&Cs apply.

Protect yourself and your partner with cover that includes emergency ambulance and accidental injury, as well as a selection of more common procedures. Plus, 60% back on day-to-day Extras like dental, up to your annual limit. Includes unlimited preventative dental.

    Bronze Hospital Plus + Core and Wellbeing Extras

    Great value Hospital cover for you and your partner for a wider range of common procedures. Plus, 60% back on a wider range of Extras like chiro and osteo, up to your annual limit. Includes unlimited preventative dental.

    • Emergency Ambulance Cover
    • Accidental injury benefit
    • Gastrointestinal endoscopy
    • Dental surgery
    • Joint reconstructions
    • Tonsils, adenoids and grommets
    • Gynaecology
    • Hernia and appendix
    • Chemotherapy, radiotherapy and immunotherapy for cancer
    • Brain and nervous system
    • Bone, joint and muscle
    • Digestive system
    • Ear, nose and throat
    • Kidney and bladder
    • Lung and chest
    • Male reproductive system
    • Major dental
    • Optical
    • Physiotherapy
    • Chiropractic / Osteopathy

    Silver Hospital + Core Extras Boost

    Have peace of mind you have a higher level of Hospital cover, without paying for things like pregnancy and birth-related services. Plus, 60% back on Extras, but with higher annual limits. Includes unlimited preventative dental.

    • Emergency Ambulance Cover
    • Accidental injury benefit
    • Gastrointestinal endoscopy
    • Dental surgery
    • Joint reconstructions
    • Tonsils, adenoids and grommets
    • Gynaecology
    • Hernia and appendix
    • Chemotherapy, radiotherapy and immunotherapy for cancer
    • Brain and nervous system
    • Bone, joint and muscle
    • Digestive system
    • Ear, nose and throat
    • Kidney and bladder
    • Lung and chest
    • Male reproductive system
    • Back, neck and spine
    • Heart and vascular system
    • Implantation of hearing devices
    • Major dental
    • Optical
    • Physiotherapy

    Protect yourself and your partner with cover that includes emergency ambulance and accidental injury, as well as a selection of more common procedures. Plus, 60% back on day-to-day Extras like dental, up to your annual limit. Includes unlimited preventative dental.

      Bronze Hospital Plus + Core and Wellbeing Extras

      Great value Hospital cover for you and your partner for a wider range of common procedures. Plus, 60% back on a wider range of Extras like chiro and osteo, up to your annual limit. Includes unlimited preventative dental.

      • Emergency Ambulance Cover
      • Accidental injury benefit
      • Gastrointestinal endoscopy
      • Dental surgery
      • Joint reconstructions
      • Tonsils, adenoids and grommets
      • Gynaecology
      • Hernia and appendix
      • Chemotherapy, radiotherapy and immunotherapy for cancer
      • Brain and nervous system
      • Bone, joint and muscle
      • Digestive system
      • Ear, nose and throat
      • Kidney and bladder
      • Lung and chest
      • Male reproductive system
      • Major dental
      • Optical
      • Physiotherapy
      • Chiropractic / Osteopathy

      Silver Hospital + Core Extras Boost

      Have peace of mind you have a higher level of Hospital cover, without paying for things like pregnancy and birth-related services. Plus, 60% back on Extras, but with higher annual limits. Includes unlimited preventative dental.

      • Emergency Ambulance Cover
      • Accidental injury benefit
      • Gastrointestinal endoscopy
      • Dental surgery
      • Joint reconstructions
      • Tonsils, adenoids and grommets
      • Gynaecology
      • Hernia and appendix
      • Chemotherapy, radiotherapy and immunotherapy for cancer
      • Brain and nervous system
      • Bone, joint and muscle
      • Digestive system
      • Ear, nose and throat
      • Kidney and bladder
      • Lung and chest
      • Male reproductive system
      • Back, neck and spine
      • Heart and vascular system
      • Implantation of hearing devices
      • Major dental
      • Optical
      • Physiotherapy

      Easy to switch. Leave the paperwork to us to save you the time and hassle.

      We have agreements with most of Australia's private hospitals.

      Over 125,000 nib recognised Extras providers.

      Looking for something else?

      nib's 'the beginning' artwork by Michelle Kerrin

      We acknowledge Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands where we live, learn and work. View our Reconciliation Action Plan

      Copyright © 2025 nib Group ABN 51 125 633 856