Travel insurance for domestic or international cruises
Consider covering your cruise trip and cruise easy across the seas.
15%^ off travel insurance for nib Health Members
Cover for adventures on the high seas
Cruises are one of the best ways to see the world — or Australia’s own stunning coastlines — but even the calmest seas can bring surprises. From medical emergencies to lost luggage in port, nib Direct Travel Insurance can help you to focus on enjoying every moment.
Learn how our travel insurance plans may help before you set sail into the sunset.
Why consider nib Direct Travel Insurance for your cruise?
Our travel insurance policies offer optional extra coverage for an additional premium for when you’re on a cruise, including, but not limited to:
Sudden illness or injury: If your holiday is ruined by sea-sickness or you’re injured being tossed around in rough seas, our policies may cover overseas emergency medical treatment, both onboard and onshore.* There is no cover for medical expenses incurred in Australia.
Medical evacuation: We offer cover if you need to be evacuated to medical assistance, or if you need to return to Australia.* Keep in mind that once you’re home in Australia, we’re not able to cover ongoing medical costs.
Severe weather: Cover may be available for cancellation or trip interruption due to an insured severe weather event.*
Lost stolen, or damaged luggage: If your bags are accidentally lost, stolen or damaged we may cover replacement or repair of your items.*
Cancellation: If your pre-paid shore activity is cancelled because of severe weather, natural disaster, strike and other events, we may cover the non-refundable portion.*
*Terms, conditions, exclusions, limits and applicable sub-limits apply. Please refer to the Product Disclosure Statement for full details. The TMD is available here.
Why overseas medical cover matters most at sea
Healthcare on cruise ships isn’t cheap. Onboard doctors often require immediate payment, and if you need emergency evacuation by air, the costs can skyrocket. With nib, you may be covered for:
✔ Overseas emergency medical expenses.
✔ If you need help while travelling, Australian-based case managers are here for you 24/7, with registered nurses and doctors available for overseas policies.
✔ Medical evacuation and repatriation if necessary and agreed by us.
This isn’t just about saving money — it’s about having support when you need it most. You can always contact the 24/7 Emergency Assistance team for any urgent matters.
Real-life cruise scenarios where our travel insurance cover could help
Travel insurance plans
Our range of plans offer different levels of cover for domestic, international and multi-trip travel.
International Travel Insurance
From a week in Bali to a month in Europe, we may offer cover for all types of overseas adventures.
Domestic Travel Insurance
Cover for a weekend up the coast, a campervan trip across the country, or somewhere in between.
Annual Multi-Trip
Year-round cover for overseas and domestic travels from your home in Australia for trips of up to 45 days.
International Travel Insurance
From a week in Bali to a month in Europe, we may offer cover for all types of overseas adventures.
Domestic Travel Insurance
Cover for a weekend up the coast, a campervan trip across the country, or somewhere in between.
Annual Multi-Trip
Year-round cover for overseas and domestic travels from your home in Australia for trips of up to 45 days.
Tips for Aussies planning a cruise trip
Take essentials in your carry-on: Take essentials in your carry-on: Delayed luggage at your departure port? Having medications, documents, and clothes handy is a lifesaver.
Know your excursions: Planning snorkelling in Fiji or zip-lining in Vanuatu? Make sure your chosen activities are covered under your travel insurance plan.
Declare any existing medical conditions when you buy travel insurance: This helps avoid surprises if you need medical care onboard.
Check your itinerary: Some cruises visit multiple countries — our travel insurance policies will cover you for the destinations you have selected when getting a quote with Cruise Pack added.
^The discount applies to current nib and GU Health members, current nib Thrive participants and other eligible nib member cohorts who are eligible to purchase and are issued a nib Direct Travel Insurance policy. The discount is not available to nib International Students and Worker members, customers of nib partner-branded products, free members, or former or inactive members or participants. The discount applies to new policy purchases and is based on standard premium rates, including optional covers. It applies automatically upon successful input of a valid membership number, participant number or promotional code, as applicable, and applies to any changes, upgrades or amendments made to the policy prior to commencement of the journey. The discount may apply to changes made after commencement of the journey. Contact Allianz Global Assistance to find out more. Not to be used in conjunction with any other offer.
nib Life Pty Ltd ABN 91 003 037 625 AR 321683 (nib) arranges this insurance as authorised representative for AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA). AGA issues and manages travel insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Terms, conditions, exclusions, limits and applicable sub-limits apply. nib, Allianz and AGA do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Any advice is general only. You should consider whether the advice is appropriate for you. Before making a decision please consider the Product Disclosure Statement. The Target Market Determination is available at www.allianzpartners.com.au/policies/. nib and AGA receive a commission which is a percentage of the premium you pay for a policy - ask us for further details prior to purchasing.