Travel insurance for road trips
If you’re planning a road trip for your next overseas adventure, learn how our travel insurance plans could help.
15% off^ travel insurance for nib Health members
What are the benefits of travel insurance for road trips?
Planning an overseas road trip? Our policies may cover you* for:
Overseas medical expenses, if you suffer an accident or injury
Medical evacuation and repatriation
Rental vehicle expenses if your hire vehicle gets damaged or stolen
Luggage and personal effects if your items are stolen, damaged or lost
Cancellation cover if you need to cancel or rearrange your trip due to events such as illness or natural disasters
24/7 Emergency Assistance if something goes wrong and you need help
* Terms, conditions, exclusions, limits and applicable sub-limits apply. Please refer to the Product Disclosure Statement for full details. The TMD is available here.
The information summary on this page is relevant for our International travel plan.
Motorbikes and rental vehicles
The number of wheels your vehicle has makes a difference to the cover we provide. Our policies include plans which offer cover for motorbikes and rental vehicles when you add the optional Adventure Pack for an additional premium:
Motorcycling benefits
Motorcycling is an effective way to get around overseas however, you should consider a few things before riding.
Rental Vehicle Excess
Renting a car on holidays can give you the freedom to explore your destinations on your own terms but it’s good to know what to do when presented with often confusing options by providers.
Motorcycling benefits
Motorcycling is an effective way to get around overseas however, you should consider a few things before riding.
Rental Vehicle Excess
Renting a car on holidays can give you the freedom to explore your destinations on your own terms but it’s good to know what to do when presented with often confusing options by providers.
Motorcycle riding
Our policies can offer cover for riding a motorcycle, scooter, moped, e-scooter, e-bike and any other motorised bike but there are some conditions and you will need to add the optional Adventure Pack for an additional premium. To be covered you must:
Hold a valid motorcycle licence recognised in the country you are travelling. (International driving permits aren’t always accepted so check before riding.)
Hold a valid licence in Australia for the same type of motorbike.
Obey the local laws and road rules
Always wear a helmet, whether as a driver or a passenger - even if it isn’t required by law in the country.
What do we mean by "motorbike"?
When talking about nib Direct Travel Insurance, all references to motorbikes include motorcycles, mopeds, scooters and any other motorised bike.
Always be sure to check the terms and conditions of your policy. If you’re not sure about something, contact us.
What do we mean by "rental vehicle"?
A campervan/motorhome that does not exceed 4.5 tonnes, a sedan, coupe, hatchback, station-wagon, SUV, four wheel drive or mini bus/people mover, rented from a licensed rental company or agency. Rental vehicle does not include any other vehicle irrespective of use or weight.
Rental vehicle excess cover
Most car rental companies give you the option to reduce the rental vehicle insurance excess payable if your vehicle is damaged or stolen, resulting in increased rental costs.
Rental vehicle insurance excess benefit is included on most plans, check the PDS for terms, conditions, exclusions, limits and applicable sub-limits.
^The discount applies to current nib and GU Health members, current nib Thrive participants and other eligible nib member cohorts who are eligible to purchase and are issued a nib Direct Travel Insurance policy. The discount is not available to nib International Students and Worker members, customers of nib partner-branded products, free members, or former or inactive members or participants. The discount applies to new policy purchases and is based on standard premium rates, including optional covers. It applies automatically upon successful input of a valid membership number, participant number or promotional code, as applicable, and applies to any changes, upgrades or amendments made to the policy prior to commencement of the journey. The discount may apply to changes made after commencement of the journey. Contact Allianz Global Assistance to find out more. Not to be used in conjunction with any other offer.
nib Life Pty Ltd ABN 91 003 037 625 AR 321683 (nib) arranges this insurance as authorised representative for AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA). AGA issues and manages travel insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Terms, conditions, exclusions, limits and applicable sub-limits apply. nib, Allianz and AGA do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Any advice is general only. You should consider whether the advice is appropriate for you. Before making a decision please consider the Product Disclosure Statement. The Target Market Determination is available at www.allianzpartners.com.au/policies/. nib and AGA receive a commission which is a percentage of the premium you pay for a policy - ask us for further details prior to purchasing.