Overseas Visitor Health Cover
Health insurance that is right for you and meets your working visa requirements
nib has a range of great-value health covers that meet the Department of Home Affairs (DHA) visa conditions 8501 requirements for visa subclass 407, 408, 417, 457, 462, 482, 485 and more.
Award Winning Working Visa Health Cover - Proud recipient of the Canstar Outstanding Value Award for Overseas Working Visa Health Cover 2026, opens in a new tab.
Health covers designed for overseas student and worker visas
Get comprehensive cover
Health insurance to reduce hospital and medical costs while you’re living in Australia.
Emergency ambulance
All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.
Access to in-hospital cover
Access benefits for hospital accommodation and medical treatment for services included in your cover.
Health covers designed for overseas student and worker visas
Get comprehensive cover
Health insurance to reduce hospital and medical costs while you’re living in Australia.
Emergency ambulance
All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.
Access to in-hospital cover
Access benefits for hospital accommodation and medical treatment for services included in your cover.
Cover for doctor (GP) consultations
This covers no out-of-pocket cost for appointments with nib telehealth GPs for members on selected OVHC covers with GP benefits.
Waiting periods recognised
We will recognise any waiting periods you have already served on an equivalent cover.
Get your certificate in minutes
Our covers are 100% visa compliant and your Visa Certificate is emailed to you once you are approved.
The nib difference
We've got smart solutions to help international students and workers live a healthier and happier life in Australia.
Understanding health insurance
We've compiled some common questions about health insurance to help you choose the right overseas health cover for you.