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482 visa health insurance

Health insurance that is right for you and meets your working visa requirements  

The Temporary Skills Shortage (TSS) visa subclass 482 lets you work in Australia for up to four years, depending on the role and your skills. Our health covers meet your Department of Home Affairs (DHA) visa requirements.

Award Winning Working Visa Health Cover - Proud recipient of the Canstar Outstanding Value Award for Overseas Working Visa Health Cover 2026, opens in a new tab.

Health covers designed for overseas student and worker visas

Get comprehensive cover

Health insurance to reduce hospital and medical costs while you’re living in Australia.

Emergency ambulance

All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.

Access to in-hospital cover

Access benefits for hospital accommodation and medical treatment for services included in your cover.

Health covers designed for overseas student and worker visas

Get comprehensive cover

Health insurance to reduce hospital and medical costs while you’re living in Australia.

Emergency ambulance

All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.

Access to in-hospital cover

Access benefits for hospital accommodation and medical treatment for services included in your cover.

Cover for doctor (GP) consultations

This covers no out-of-pocket cost for appointments with nib telehealth GPs for members on selected OVHC covers with GP benefits.

Waiting periods recognised

We will recognise any waiting periods you have already served on an equivalent cover.

Get your certificate in minutes

Our covers are 100% visa compliant and your Visa Certificate is emailed to you once you are approved.

The nib difference

We've got smart solutions to help international students and workers live a healthier and happier life in Australia.

  • Providing smart solutions through the nib App

    Manage your policy wherever you are with the nib App, opens in a new tab. Use your digital card for claiming, and access nib services and programs all from your mobile. Plus, get help from our award-winning customer service team.

  • Easy access to telehealth

    Access telehealth doctor appointments with experienced GPs for at-home virtual consultations when you’re feeling unwell.

  • Be rewarded for your membership

    Get everyday savings on transport, shopping and more with the nib Rewards program.

  • We support your mental health

    Digital on-demand mental health and wellbeing tool to support the health and happiness of international visitors on the nib App, opens in a new tab.

What to do when you're sick

In Australia, if you are sick you can go to a GP for minor medical issues or a hospital if your injury or illness is life threatening.

When to see a GP

If you are sick and it's not immediately life threatening but requires treatment, you might need to see a local doctor which is called a GP, or a General Practitioner. For example: cold and flu symptoms, stomach aches or fevers.

When to go to the hospital

If you have a major injury or life threatening illness, call 000 or go to a Hospital Emergency Department immediately. For example: chest pain, unconscious or seizure, difficulty breathing, badly bleeding or injured in a severe accident.

Use our General Practitioner search to find the contact details for a doctor close to your location.

Join over 1 million people already covered with nib

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