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Cover that's simple, smart & value for money

Get up to $600 off your policy

When you choose a Hospital + Extras cover by 30 June. Plus, skip the 2 and 6 month waits on Extras!

Get a quote

New Australian resident members only. Each combined cover earns a maximum discount, see details. Other T&Cs apply.

Basic Essential Hospital Plus + Core Extras

Protect yourself with cover that includes emergency ambulance and accidental injury, as well as a selection of more common procedures. Plus, 60% back on day-to-day Extras like dental, up to your annual limit.

  • Emergency Ambulance Cover
  • Accidental injury benefit
  • Gastrointestinal endoscopy
  • Dental surgery
  • Joint reconstructions
  • Tonsils, adenoids and grommets
  • Gynaecology
  • Hernia and appendix
  • Unlimited preventative dental
  • General dental
  • Major dental
  • Optical
  • Physiotherapy

Bronze Hospital Plus + Core and Wellbeing Extras

Great value Hospital cover if you want more than the basics, without paying for things you're less likely to need. Plus, 60% back on a wider range of Extras like chiro and osteo, up to your annual limit.

  • Emergency Ambulance Cover
  • Accidental injury benefit
  • Gastrointestinal endoscopy
  • Dental surgery
  • Joint reconstructions
  • Tonsils, adenoids and grommets
  • Gynaecology
  • Hernia and appendix
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Brain and nervous system
  • Bone, joint and muscle
  • Digestive system
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Male reproductive system
  • Unlimited preventative dental
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic / Osteopathy

Silver Hospital + Core Extras Boost

Have peace of mind knowing you’re taken care of with a higher level of Hospital cover. Plus, 60% back on Extras, but with higher annual limits.


  • Emergency Ambulance Cover
  • Accidental injury benefit
  • Gastrointestinal endoscopy
  • Dental surgery
  • Joint reconstructions
  • Tonsils, adenoids and grommets
  • Gynaecology
  • Hernia and appendix
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Brain and nervous system
  • Bone, joint and muscle
  • Digestive system
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Male reproductive system
  • Back, neck and spine
  • Heart and vascular system
  • Implantation of hearing devices
  • Unlimited preventative dental
  • General dental
  • Major dental
  • Optical
  • Physiotherapy

Basic Essential Hospital Plus + Core Extras

Protect yourself with cover that includes emergency ambulance and accidental injury, as well as a selection of more common procedures. Plus, 60% back on day-to-day Extras like dental, up to your annual limit.

  • Emergency Ambulance Cover
  • Accidental injury benefit
  • Gastrointestinal endoscopy
  • Dental surgery
  • Joint reconstructions
  • Tonsils, adenoids and grommets
  • Gynaecology
  • Hernia and appendix
  • Unlimited preventative dental
  • General dental
  • Major dental
  • Optical
  • Physiotherapy

Bronze Hospital Plus + Core and Wellbeing Extras

Great value Hospital cover if you want more than the basics, without paying for things you're less likely to need. Plus, 60% back on a wider range of Extras like chiro and osteo, up to your annual limit.

  • Emergency Ambulance Cover
  • Accidental injury benefit
  • Gastrointestinal endoscopy
  • Dental surgery
  • Joint reconstructions
  • Tonsils, adenoids and grommets
  • Gynaecology
  • Hernia and appendix
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Brain and nervous system
  • Bone, joint and muscle
  • Digestive system
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Male reproductive system
  • Unlimited preventative dental
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic / Osteopathy

Silver Hospital + Core Extras Boost

Have peace of mind knowing you’re taken care of with a higher level of Hospital cover. Plus, 60% back on Extras, but with higher annual limits.


  • Emergency Ambulance Cover
  • Accidental injury benefit
  • Gastrointestinal endoscopy
  • Dental surgery
  • Joint reconstructions
  • Tonsils, adenoids and grommets
  • Gynaecology
  • Hernia and appendix
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Brain and nervous system
  • Bone, joint and muscle
  • Digestive system
  • Ear, nose and throat
  • Kidney and bladder
  • Lung and chest
  • Male reproductive system
  • Back, neck and spine
  • Heart and vascular system
  • Implantation of hearing devices
  • Unlimited preventative dental
  • General dental
  • Major dental
  • Optical
  • Physiotherapy

Why nib health insurance is worth it

Easy to switch. Leave the paperwork to us to save you the time and hassle.

We have agreements with most of Australia's private hospitals.

Over 125,000 nib recognised Extras providers.

Easy to switch. Leave the paperwork to us to save you the time and hassle.

We have agreements with most of Australia's private hospitals.

Over 125,000 nib recognised Extras providers.

Looking for something else?