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Why nib 

Cover that’s right for you at the best possible price 

Depending on where you’re at in life there are features that you’ll want from your health cover, and one’s that you won’t – for example not many 22 year olds need hip replacements. Our covers are affordable because we’ve carefully chosen what’s included and excluded for each.

When it comes to hospital cover you’ll know exactly which procedures you’re covered for (like tonsils, knee surgery) and those you aren’t covered for (like obesity surgery, cosmetic surgery). And of course, accommodation and theatre expenses are paid for any hospital procedure included in your health cover. We can’t be more upfront than that!

We’ve designed our health cover to suit the needs of someone your age. This means you’re covered for things you’re more likely to need and not paying for the things you won’t.

We’ve got health cover options

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