You’re looking for your first health cover and want inclusions like emergency ambulance and accidental injury, as well as some specific hospital services.
To get cover for visits to the dentist or physio sessions, don’t forget to bundle in your choice of Extras.
nib offers you more protection against the unexpected with the Accidental Injury Benefit. Seek hospital treatment within 24 hours after an accident and receive our best hospital benefits for the next 90 days.
You're looking for great value health cover, one that gives you more than the basics.
Our health cover range lets you tailor your cover to include the things most important to you so you can save money, without sacrificing peace of mind.
Add in your choice of Extras Bundles and you can enjoy 60% or 75% back (up to your annual limit) on a range of services such as dental, optical and physiotherapy.
To help keep your hospital costs down, nib has agreements with around 80% of Australia’s private hospitals. Being treated in a nib Agreement Private Hospital means you’ll reduce or eliminate the need to pay out-of-pocket expenses.
Do you have kids? See our single parent cover
For peace of mind we recommend Top Hospital, nib’s most comprehensive cover. If you don’t need cover for pregnancy, Top No Pregnancy is the option for you.
To get more from your health insurance, add on Extras and we can help cover the cost of the everyday services you use to stay healthy, such as a new pair of glasses or a visit to the dentist.
Private hospital treatment can be very expensive. Without health insurance, it could cost you up to $30,310 for coronary bypass surgery or $21,150 for a hip replacement.**