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Switching from another fund?

We’ll recognise any waiting periods already served with your current fund, so you can claim straight away. See our change your health insurance page. Any existing limits used with your current fund will carry across to nib.

Claiming made easy with the nib app

Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.

Find out more

iPhone and iPad is a trademark of Apple Inc., registered in the U.S. and other countries.

Claming made easy with the nib iPhone® and iPad® app

Introducing

Make an informed choice about Australian and overseas cosmetic treatment
packages or overseas dental treatment.

Find out more
"You can trust nib Options to take
care of you"

Dr Ginni Mansberg — B.MED
Dr Ginni Mansberg — B.MED

Our range of health cover

Emergency ambulance

No annual limits on emergency & medically necessary ambulance transportation anywhere in Australia - excludes QLD, and TAS state ambulance services.

No excess for kids

You won’t need to pay the excess for dependant children under 21 if they need to go to hospital.

Accidental injury benefit

Seek hospital treatment within 24 hours & receive our best hospital benefits for the next 90 days.

No annual limit on preventative dental

No annual limits for selected examinations, scale, clean & fluoride treatments at your dentist.

Only available on combined Hospital and Extras covers launched 04/03/2013

Get a quote

Join with any combined Hospital and Extras cover and we’ll waive the waiting period on Extras usually requiring a 2 month wait.

nib news

We've joined forces with one of Australia's leading insurance brands, Apia, to sell private health insurance under their brand. The partnership presents a great opportunity to grow our customer base in the over 50s market by leveraging Apia's well-established brand and distribution strategy.

From June, Apia will offer private health insurance products designed and tailored specifically for those aged 50 and over.

Find out more about this new strategic alliance