Great value health cover - Picture of Paul Harragon Great value health cover - Picture of Paul Harragon

Great value
health cover

  • Tailor your cover to suit your needs
  • No annual limit on preventative dental
  • No annual limit on emergency ambulance
Get a quote
Why nib is worth it
#itsgoodtobehuman Watch the videos

Switching from another fund?

We’ll recognise any waiting periods already served with your current fund, so you can claim straight away. See our change your health insurance page. Any existing limits used with your current fund will carry across to nib.

Claiming made easy with the nib app

Simply take a photo of your Hospital or Extras receipt and submit. You can also check your remaining Extras benefits on the go.

Find out more

iPhone and iPad is a trademark of Apple Inc., registered in the U.S. and other countries.

Claming made easy with the nib iPhone® and iPad® app


Make an informed choice about Australian and overseas cosmetic treatment
packages or overseas dental treatment.

Find out more
"You can trust nib Options to take
care of you"

Dr Ginni Mansberg — B.MED
Dr Ginni Mansberg — B.MED

Our range of health cover

Emergency ambulance

No annual limits on emergency & medically necessary ambulance transportation anywhere in Australia - excludes QLD, and TAS state ambulance services.

No excess for kids

You won’t need to pay the excess for dependant children under 21 if they need to go to hospital.

Accidental injury benefit

Seek hospital treatment within 24 hours & receive our best hospital benefits for the next 90 days.

No annual limit on preventative dental

No annual limits for selected examinations, scale, clean & fluoride treatments at your dentist.

Only available on combined Hospital and Extras covers launched 04/03/2013

Get a quote

Join with any combined Hospital and Extras cover and we’ll waive the waiting period on Extras usually requiring a 2 month wait.

nib news

Win a GoPro!


We know it's good to be Human, but we want to hear your reason. You could win a White Edition GoPro just by liking and commenting on our Facebook page. Competition closes 10am Tuesday 22/4. Enter here

We're excited to announce our new service, nib Options is now available! This will help people considering cosmetic or dental treatment make an informed choice. Find out more at nib Options

nib does not email customers for confirmation of personal information, unless we are responding to a specific request you've made (like if you need to reset your password). If you receive an email claiming to be from nib that doesn't seem right, please forward it to with the subject line "Phishing email", and delete it from your inbox.

For more information, see our Security page  or contact our call centre on 13 16 42.