Why you need health insurance such as nib OSHC Health insurance is a must for overseas students. In fact, it is a condition of your student visa that you’re covered by an Overseas Student Health Cover policy while you’re living and studying in Australia. An nib OSHC policy is ideal. It’s private health insurance that will help you pay for medical and hospital treatment you may need should you get sick or have an accident while you’re studying here. Australia’s ‘Medicare’ health system does not cover international students. Without private health insurance such as nib OSHC you would have to pay the full cost of any medical expense or hospital stay. This could add up to many thousands of dollars. |
nib OSHC helps you pay for things like:
- A stay in one of 400 nib Agreement Private Hospitals throughout Australia
- A stay in any public hospital in Australia
- Medical services required in hospital
- Theatre fees should you have surgery
- Surgically implanted prostheses
- Visits to the doctor (general practitioners or specialists)
- Ambulance transport
- Part of the cost of prescription drugs

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