Cassey Maynard’s 5 ways to be active without a gym membership
Expert Cassey Maynard reveals how to stay fit without a gym
You’ve worked hard your whole life, but knowing retirement might be right around the corner can be daunting. Setting yourself up for a smooth transition out of the workforce is important, so we’ve put together a cheat-sheet to help you enjoy your retirement.
One of the biggest changes in retirement is all of the time you will now have to do the things you’ve always wanted! Whether it’s growing a veggie patch, practising your golf swing or learning a new language, write a list of goals now so you have things to work toward after you leave the workforce.
There’s never been a better time to focus on your own health and wellbeing than now, so use your upcoming retirement as an excuse to look after yourself. Keep active and eat well, but also be aware of any risk factors for potential diseases you might have. Don’t forget about your mental health either, finding ways to remain fulfilled is essential!
Take advantage of government co-contributions, pre-tax salary sacrifice and post-tax super top-ups
Depending on the lifestyle you’ve got in mind for your retirement, you’ll need to think about how to fund it. Money Smart’s retirement calculator can help you determine how far you are from your current situation to retire, giving you some direction on what you’ll need to do to obtain your ideal retirement lifestyle.
Take advantage of government co-contributions, pre-tax salary sacrifice and post-tax super top-ups. No matter what stage you’re at in your career, you have the potential to impact your superannuation positively before retirement.
You’ll likely want to spend a lot of your extra time in retirement with loved ones; so it only makes sense to consider them once you’re gone. Organising a will and estate plan and nominating a power of attorney are all great places to start.
Depending on your financial needs, nib Life Insurance could act as added financial protection for your loved ones if something were to happen to you.
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